LATEST WORD: Chase refused our loan mods, even though we are eligible!

Our mortgage sykyrocketed through no fault of our own the past couple years. "JIP" Morgan Chase is charging us escrow shortfalls that could go on for another 18 years! And now, they've not only refused loan mods for us even though our mortgage has been proven as more than half of our income, but they are refusing disclosure on the forms sent this week in the mail. 

There are numerous violations, but two of them are "refusal to disclose" reasons for denying our loan mods request; and denying them even though we've shown hardship, cooperated with all documentation required and have shown that we are way above the gov't mandated thirty one percent cap of mortgage to income ratio.

We should not have to wait until next year when the consumer rights law takes effect to be able to stay in and afford our home.

We paid twenty percent down on this home, and I lost two jobs as the economy bust BECAUSE OF THE STUPID BANKS, and now they just keep robbing us blind. It's unending and there's no oversight, no accountability. Obama tried his best to work bi partisanship into his first term by going a little softer on the banks, and that was a mistake, though he meant well. Now, the SOB banks are flaunting it.

Unless you live at 740 Park Avenue, NY, NY, you are one of us and you should sign for everyone's sake.