Coronavirus Aid

314 petitions

Update posted 2 days ago

Petition to Joseph R. Biden, Miguel Cardona, Richard Cordray, James Kvaal, Toby Merrill

POTUS: Cancel Federal Student Loans, and Return Bankruptcy Rights to All Student Loans.

  --  Hear our Fox News Interview (6/30/23)   --   Student Loans can be cancelled with nothing needed from the Treasury, and nothing added to the national debt.  We call on President Biden to cancel all federally owned loans by executive order.  We also call on both the President and Congress to return standard bankruptcy rights to ALL student loans, by executive order and through Congress. Since 2020, Trillions in stimulus (including PPP loans that don't need to be repaid) required money to be drawn from the Treasury, and added to the national debt. However, the President can cancel $1.3 Trillion in federally owned student loans with $0 needed from the Treasury, and $0 added to the national debt. He can also order the Department of Education to stop opposing student loan borrowers in bankruptcy court. Before the pandemic,  45.4 million people were holding federal student loans, 85% were either not paying (58.9%), or were paying but their balances were going up.  Today, student debt in over one-third of U.S. states exceeds their total annual budgets. Older people outnumber younger people with student debt, and they owe 3 times more, despite having borrowed far less.  The default rate for 2004 students is 40%, but they borrowed less than a third of what is borrowed today.   The default rate for current borrowers will likely exceed 75%.  This is roughly four times higher than the default rate for sub-prime home mortgages.  By all rational metrics, this is now a catastrophically failed, and nationally threatening lending system. We do not have to take this. For the national good, the federal student loan program must be ended and replaced with a more rational, less expensive & socially destructive model for educating the citizenry.  Cancelling these loans will greatly stimulate the economy.  Analysts estimate that cancelling student loans will increase GDP by over $100 billion for the next ten years, but this is a very conservative estimate. This is not a partisan problem.  More than half of all student loan borrowers identify as being politically independent, or republican. "Red" states are being hurt significantly worse than "Blue" states.    Claims that cancelling loans will largely benefit people who don't need it are wrong.  85% of all borrowers were "underwater" on their loans before the pandemic. All borrowers were determined to be "financially needy" as a condition for the loans. More than 40% never graduated. Tens of millions went to trade schools and community colleges. More borrowers are over the age of 50 than under the age of 25, and they owe far more than the younger people despite having borrowed far less.   Cancelling the loans will not cause inflation. Rest assured, the taxpayers will be fine. The federal government has been profiting greatly on these loans for many years, and the Department of Education has even been making a profit on defaulted loans for decades.  While it is not known how much of the $1.6 Trillion federal portfolio is unpaid principal, it is a small fraction of the total. On balance, the taxpayers will have very little- if any- net loss when these loans are cancelled. THIS PETITION NEEDS MORE THAN JUST YOUR SIGNATURE TO SUCCEED: Join us on Facebook, Twitter, and join your State Chapter. Do the daily action. Call both of your senators and your House Rep & tell them to return standard bankruptcy rights to student loans Tell your local media to report on the petition. Give it a boost. We will succeed when you do your part! Check out the recent media we've been featured in. Petition created by Alan Collinge, founder of StudentLoanJustice.Org and author of The Student Loan Scam (Beacon Press).  Contact

Student Loan Justice
1,191,770 supporters
Update posted 8 months ago

Petition to FMCSA, Jim Mullen, Alan Hanson, Ron DeSantis, Greg Abbott, Charlie Baker, Gavin Newsom, Elaine Chao, Joseph R. Biden, Kamala Harris, Robin Hutcheson

Urgent. Trucking fleets at downfall. Unite MAY 1st Washington DC

ATT: ALL Money donated on this site is kept by the site to promote the petition, none of it goes to the cause. Instead, share this with friends and family, the more People that become aware the better.  ***UPDATE...IT IS NOW 2023...and we continue the struggle; all we got was more regulations on the trucking industry. Meanwhile brokers, shippers and receivers are still doing whatever they like and changing the system to their advantage.  ***Support Rick Santiago in his quest for truth and help those in Washington put pressure on the matter so these issues aren't once again overlooked and put under the rug. ONCE AGAIN MAY 1st, 2023  Previous post from 2 years ago, As we know our country is experiencing a time of uncertainty and everyone is doing their part to stay safe for their families and friends. Truckers are the individuals behind every milk bottle, every egg cartoon and everything that we need in order to stay home safely. They are exposed to harsh weather conditions, COV19, sleepless nights, 7+ days away from their families (on top of that being quarantined upon their return). Now for owner operators or small business owners things DO NOT end there. They have many bills to pay all of which include, fuel, breakdowns (which happen more often than you’d think), tires, oil changes (FYI a truck oil change ranges from $250 to $350), IFTA tax (done four times a year taxes paid on road traveled, could range from $200 to $600 every time), monies to accountants and other who keep up their operating permits ( always over $600), load boards (over $200), maintenance items, trip packs to send original bill of leading, truck and trailer washouts (always over $100), insurance (at least $1000), tolls (which are higher for these vehicles expect minimum $150 a month), among others. The reason for writing this is to help individuals see the problem with the market. Brokers with whom many truckers work with are the middlemen between the shipper and the carrier. They, not all, but most are the problem. These individuals found a way around the system and try to keep every penny they can. Offering loads from a lot less than they are getting them and have no regulations what so ever on how they conduct their business. Meanwhile, truckers are tracked thru electronic logbooks and are audited to check the mileage run, the states run, the fuel purchased, and much more. Even when the owner-operator takes the load, they have contracts in place in order to be able to reduce the amounts paid, such as having to do check calls, or been late to appointments (both can cause reductions of up to $200 each). Then, when the brokers are in the wrong, they leave the trucker up the air. One example of a common occurrence is ordering a truck and the load not being there or not being ready, many brokers pocket that money and do not give anything to that truck that may have traveled up to 200 miles empty to pick up, which will cost the owner fuel and time (mind you most trucks do about 5-8 miles per gallon). Brokers also set the price on everything they give no leeway, they tell the truck drivers what they will pay them for lay over (which is when they have to wait more than three hours to get loaded or overnight, never pay more $150 per day). Within these contracts that brokers or brokering companies have created where they are totally covered and can get away with murder, while the person or company doing most of the work is left with scraps and no way to defend themselves. MIND YOU, these costs are per truck owned.    Now answer me this:  Does it seem fair that the person sitting behind their desk at home, hustles these hard-working individuals for every penny all while treating them like dirt? Not saying all brokers are like this, BUT most.   PROPOSAL & GOAL -          Regulations on brokers: Transparency; that brokers are required by law to attach what the customer is paying them for the load along with the rate confirmation.  -          Just pricing on insurance, which can be mitigated by putting up laws where people who cheat the insurance system to get money out of if are pursued by law and investigated.  -          Just pay on loads, maybe a minimum pay per mile based on equipment type. (refrigerated trailers waste more fuel because the trailer uses fuel) Another suggestion coming from several truckers is That loads are paid a dollar above the national fuel cost per gallon. (ex. 1 gal of diesel is 2.10 the loads should be at $3.10 per mile.) Also, allow mom and pop trucking companies to take on government freight and make it available to small companies with any broker middle man.  We are the resistance, we have the power. We need CHANGE. We are not employees of the brokers. We are 1099 workers, we pay back taxes for being self-employed. CREATE CHANGE. Support Rick Santiago in his quest for truth and help those in Washington put pressure on the matter so these issues aren't once again overlooked and put under the rug.   

Rodney Lara
30,137 supporters
Update posted 10 months ago

Petition to Florida Governor, Ron DeSantis

Save the Florida Charter Boat Industry

If you or someone you know is a charter boat operator or somehow involved in the saltwater recreational fishing business in the State of Florida, I strongly encourage you and them to help get the governor’s attention. Using this letter as a template, copy and paste, replace my name and business with your own and send to Governor Ron Desantis at  We all have something in common. Fishing is our livelihood. Our best chance to be heard is with a collective voice. Please act now.  You also can help by signing this petition and sharing it with everyone. If you have other ideas, put them into play, sooner rather than later, please.   My name is Captain Kit Carson Mobley. I am the owner/operator of DirtyBoat Charters in Islamorada in The Florida Keys. My industry, already reeling from the impact of Hurricane Irma, is in danger of collapsing. The Coronavirus pandemic requires that my clients must focus on staying healthy and alive, not fishing but staying at home for their safety and the safety of others. Tens of thousands of others in my industry are in the same predicament. We need the state’s help to keep the fleet afloat. You have demonstrated exceptional leadership helping the citizens of the great State of Florida deal with a pandemic crisis never before seen by anyone alive today. Now the charter fleet needs your help. We realize ours is but one of many businesses throughout the state in need. Consider, though, saltwater recreational fishing generated $7.9 Billion for the state’s economy in 2014, according to the most recent data from NOAA Fisheries, and supports 114,898 jobs. We ask that the state identify urgently needed relief funding. Our businesses may well not survive without it, drastically reducing an important driver of tourism dollars critical to Florida’s economic engine in the post-COVID 19 recovery. We respectfully request immediate action to sustain the state’s charter fleets through this economic crisis. The recreational saltwater fishing industry must recover to do its part in future economic stimulus. We recognize and fully appreciate the many choices you have had to make, and those you will need to make to get our state back on track. We implore you to make this one of them. Tourism in The Florida Keys alone generates annual economic value of $27 Billion and $70 Million in annual tax revenue. With 60% of all visitors to The Florida Keys engaging in fishing activities, surely investing in the charter fishing business’s survival will benefit the future of our region and the state. We salute your leadership and service to Florida. Thank you for bearing the burden on behalf of the state’s residents to get us all through this crisis. Please advise us on any necessary actions on our part. We look forward to your response.

DirtyBoat Charters
4,843 supporters
Update posted 1 year ago

Petition to Ben Cardin, Tammy Duckworth, Mazie K. Hirono, Joseph R. Biden, United States Supreme Court, U.S. Senate, Democratic National Committee, Republican National Committee, Donald J. Trump

More Funding and Investigate the SBA Gross Mismanagement of the COVID EIDL Program

I. Congress Must Allocate All Recovered Funds and Approve Additional SBA COVID EIDL Funding for All Pending Applications, Applications in the Reconsideration or Appeal Process, New Applications and Grants On May 5, 2022, the SBA announced that its COVID-19 Economic Injury Disaster Loan (EIDL) program has run out of funding. Due to the lack of funding, on May 6, 2022, the SBA stopped processing all pending EIDL applications, requests for reconsiderations and appeals on previously denied applications, and loan increase requests. There is currently no public information on the number of EIDL applications and requests for reconsideration or appeal that were pending at the time SBA funding for COVID EIDL program ran out. However, since the deadline for new applications was December 31, 2021, the SBA knew it had a finite number of applications, reconsiderations, and appeals that could have been approved for COVID EIDL funding thereafter. Based on the known approval rate and average loan approval size, the SBA could have easily set aside adequate COVID EIDL funds for pending applications, reconsiderations, and appeals. Instead, the SBA focused on approving COVID EIDL increase requests for businesses that had already received funding, which hastened the depletion of the remaining COVID EIDL funds. II. Congress Must Investigate the SBA For Gross Mismanagement of the COVID EIDL Program While the scale of the government programs to combat the economic impact of the COVID pandemic were unprecedented, the grift that took place and continues to take place was foreseeable and preventable. Moreover, the SBA enabled thousands upon thousands of businesses to exploit the COVID EIDL program by failing to establish protocols or to enforce protocols already in place and approving additional funding for businesses that did not need it. At the same time, the SBA failed to educate and train SBA its overwhelmed staff on the COVID EIDL process, which resulted in delayed or outright denial of COVID EIDL approvals for thousands of small businesses that truly needed COVID EIDL funding. A. The SBA’s Own Oversight Failures Resulted in Disbursement of Billions of EIDL Funds to Fraudulent or Ineligible Recipients. In May 2021, the Office of the Inspector General (OIG) issued a report to the SBA that it had discovered that the SBA had distributed over $6.5 Billion in EIDLs and Advance Grants on applications related to an identity theft complaint. Then, in November 2021, the OIG issued a report to the SBA that it had discovered that the SBA had distributed over $3.5 Billion in EIDLs and Advance Grants to individuals already on the Treasury Department’s “Do Not Pay” List. $1.2 Billion of this amount overlapped with the previously identified $6.5 Billion in fraudulent disbursements, leaving $2.3 Billion in funds distributed to person on the “Do Not Pay” list. Therefore, in total, the SBA disbursed $8.8 Billion in EIDL funds on fraudulent applications and to otherwise ineligible recipients, which easily could have been prevented by following protocols already in place. Using the average COVID EIDL approval amount of $70,500 noted above, that $8.8 Billion could have funded an additional 124,000+ small businesses with an average COVID EIDL. B. The SBA COVID EIDL Program Was Understaffed and Those Tasked With Processing Applications and Working With Applicants Were Untrained, Unknowledgeable, and Unhelpful Any person who contacted the SBA with questions regarding their COVID EIDL application, whether it be a status update or question regarding information or documentation needed by the SBA, will tell you that the SBA provided little to no help in the COVID EIDL process. A person could call the SBA ten times in one day and receive ten different answers to the same question, and customer service could not answer questions specific to the person’s applications. An email to the SBA would receive an auto-reply that failed to specifically address the question posed, and, more often than not, the question would never be addressed by the SBA. Other failures included: The notes and information added by the SBA to a person’s file were inaccurate, as confirmed through the SBA’s responses to inquiries from Congresspersons. In its responses, the SBA purported to cut and paste the SBA’s notes from the person’s file, but that information was grossly inaccurate and likely created out of thin air by the SBA; The SBA would fail to place documents uploaded by the applicant to the SBA EIDL portal into the applicant’s file, so applications were being processed without reviewing all documents provided by the applicant; The SBA would request the same documents more than once, despite the applicant previously providing them in a timely manner via the SBA EIDL portal, resulting in further delays; Applications and reconsiderations took substantially longer than the SBA’s stated timeframes for processing applications and reconsiderations; and Application and reconsideration denial letters failed to provide any details as to why they were denied and what specific information or documentation was needed for approval, and the SBA failed to respond to questions seeking clarification. While it is understandable that there would be issues in first months of the COVID EIDL program, these issues remained persistent until the SBA stopped processing applications, reconsiderations, appeals, and loan increase requests in May 2022, over two years later. C. The SBA Turned the COVID EIDL Program Into A Debt-Refinancing Program In September 2021, SBA Administrator Isabella Casillas Guzman announced that the SBA was increasing the maximum COVID EIDL amount from $500,000 to $2 Million – a massive increase considering the average COVID EIDL was approximately $70,000-$80,000. In addition, the SBA expanded the eligible use of COVID EIDL loans to include prepayment of commercial debt, including preexisting debt, and payment of federal business debt, such as loans received through the Paycheck Protection Program. 1. Approval of Requests for COVID EIDL Loan Increases Were Not Need-Based To receive a COVID EIDL increase, there were only three requirements: 1) the business had already been approved for a COVID EIDL; 2) the requested loan amount was less than or equal to two times business’ gross profit for 2019; and 3) the business and its owners had sufficient collateral. However, there was no requirement to show that the amount of the increase requested was directly related to losses attributable to the COVID pandemic. Thus, businesses whose revenues have essentially recovered from the COVID pandemic could still receive COVID EIDL increases and could use those funds to pay off debt that preceded the COVID pandemic. This reminds me of the scene in It’s a Wonderful Life when there is a run on the Bailey Building and Loan. George Bailey and his new wife, Mary, offer to use the money they received as wedding gifts to help their customers survive the run on the bank until more cash was available. On the one hand, there was the little old lady who asked for just $17.50. On the other hand, there was the ornery man who asks for the entire balance of his account, leaving substantially less for everyone else who were just asking for enough to get by. 2. Over 30% of the COVID EIDL Funds Approved After October 9, 2022 Were For Loan Increase Requests Over $1 Million When the SBA announced the COVID EIDL cap increase from $500,000 to $2 Million, it also announced that from September 8, 2021 to October 8, 2021 the SBA would only process and approve loans for less than $500,000. However, the average timeframe for initial approval of COVID Applications was greater than 30 days. Thus, without specifically setting aside COVID EIDL funds for initial approvals, it was inevitable that loan increase requests for 5 to 20+ times the average COVID EIDL approval amount would exacerbate exhaustion of the remaining COVID EIDL funding. According to data from, since October 9, 2022, the SBA has approved over 16,000 requests for COVID EIDL increases to the maximum $2 Million amount, 7,000+ requests for loan increases to between $1.5 Million and $2 Million, and another 9,000+ requests for loan increases to between $1 Million and $1.5 Million. Even if each of these recipients had been previously approved for the $500,000 maximum COVID EIDL amount, then these loan increase approvals equal the following: 16,000+ approvals for the maximum $2 Million = At a minimum, $24 Billion (16,000 x $1.5 Million) 7,000+ approvals for between $1.5 Million and $2 Million = At a minimum, $7 Billion (7,000 x $1 Million) 9,000+ approvals for between $1 Million and $1.5 Million = At a minimum, $4.5 Billion (9,000 x $500,000) That is a minimum of $35.5 Billion in approved COVID EIDL increases for an additional $500,000 to $1.5 Million in funding for these 32,000+ businesses that had already received up to $500,000 in COVID EIDL funding (an additional $1.1 Million per business). Moreover, that $35.5 Billions equals the following: Almost 10% of the $378 Billion in COVID EIDL funds the SBA approved during the entire COVID pandemic. Over 30% of the $108 Billion in COVID EIDL funds the SBA approved since October 2021. Meanwhile, as of September 29, 2021, the average COVID EIDL approval amount had been just over $70,500 (3,832,238 EIDLs approved and $270,493,757,215 EIDL funds approved). See III. Congress Must Do Its Part to Hold SBA Leadership for the Gross Mismanagement of the COVID EIDL Program When Congress signed the CARES Act into law on March 27, 2020, the COVID EIDL program’s purpose was to help small businesses weather the economic impact of the COVID pandemic. Two years later, thousands of small businesses continue to struggle because of the SBA’s waste and mismanagement of the funding approved by Congress for COVID EIDL program. While these businesses were denied meager initial loan requests or smaller increases, the SBA was allowing the larger small businesses to refinance their pre-pandemic debt under the guise of COVID relief.  Just because COVID funding was approved by Congress, it does not mean that the SBA should change the maximum loan amount and eligible uses of the funds in order to dole out the entire amount approved by Congress. These decisions by Administrator Guzman are fiscally irresponsible and Congress must look into the matter further, including auditing the applications and approvals of COVID EIDLs of $1 Million or more.

Josh Thomas
1,082 supporters