This petition is to the Secretary of the U.S. Federal Housing and Urban Development Agency (SECHUD DONVOAN) so that I and other seniors and disabled veterans like me can receive the help from, SECHUD DONOAVAN and President Obama, Shawn Donovan to change the agency's apparent policy to suppress howeowners claims aganist the banks and mortgage servicers for mortgage discrimination. Under the Fair Housing Act of 1964, predatory lending is considered to be REVERSE REDLINING in violation of HUD's official policy that that type of lending violates federal law. The law provides for a civil rights attorney to be appointed by HUD for the homeowner at federal government expense and full restitution to the homeowner. In other words, this law gives we homeowners that have been victimized by these alleged corrupt lenders in the U.S. over these last ten years, a path for full restitution of damages and possibilty getting our homes back or prevention of ultimate foreclosure.
In my experience so far, the agency here in the Pacific Northwest, i.e, in Seattle has done everything they can to derail my claim. From suppressing evidence to falsifying my words in my claim that neutralize its efficacy and at the same time putting documents in front of me to take an oath when none is required by federal law.
The beauty of this law is that it comes from Martin Luther Kings' era and the Federal Civil Rights Act of 1964. It provides that once the homeowner perfects their claim, that is a BIG DEAL to have HUD perfect your claim, the burden of proof of discrimination shifts from the homeowner to the bank having to prove at their great expense that they did NOT harm the homeowner with their discrmiinatory predatory and/or reverse redlining mortgage loan and servicing practices.
HUD has practically allegedly shut down taking these claims and this petition is meant to be sent to Secretary Donovan to have him direct that this law shall be upheld, that claims will be vigorously prosecuted on behalf of homeowners and that the supressing of claims by throwing them inthe trash, allegedly, will cease and desist.
Finally, that Congress will make the statute of limitations 20 years and that this will be backdated to the year 2000 as to when its new enforcement period starts.
This law is our path because it is FREE to the homeowner.
I am being stonewalled by HUD in the Seattle Region and from my view it may be :"obstruction of an administrative procedure under federal law ie the Fair Housing Act that covers mortgage discrimination against seniors. like me as well as disabled veterans like me. In other words, targeted groups for predatory lending determined by the banks before they sold their bad loans by violating RESPA, TILA and other federal laws that prohibit using trickery and chicanery with intent to defraud the homeowner to buy one of these loans
This letter is to request that you open the door and welcome we u.s.a. homeowners who have filed and wish to file mortgage discrimination claims against our lenders pursuant to the those provisions to do so under the Fair Housing Act of 1964. These practices include predatory lending, reverse redlining, predatory mortgage modifications, discrminatory interest mortgage rates to selected groups like seniors and disabled veterans.
We ask that at a very senior policy level, that HUD commit to processing these kinds of claims, prefecting them and prosecuting on behalf of the homeowners against these alleged corrupt lenders and federal national banks.
At the present time, it seems that discarding our claims in the trash is the order of the day and suppressing evidence to obstruct and derail our claims under this federal law is the unstated policy of HUD and your agency. We ask that you implement this policy change immediately and direct all Regional Managers like Diane Nelson of HUDS FEHO Fair EQUAL Housing Administration office in Seattle, Wa. implement this policy change immediately.
We make note of recent changes in HUD's policy towards surviving spouses who have REVERSE Mortgages that resulted in the AARP Foundation in Washington, D.C. to sue HUD for making policy changes that would possibly harm surviving spouses in those types of mortgage loans. This may be a violation of their civil rights just like predatory lending has been declared by the U.S. Federal Court in Balimore, Md. to be discrminatory and reverse redlining, a civil rights violation, under the Fair Housing Act of 1964 under U.S.C. 49 and C.F.R 24.