The Federal Reserve working with the big banks have colluded together -- the Fed is inflating our currency -- there are no precious metals to protect the value of the U.S. Dollar. Our paper money is nothing but a fiat currency -- money classified as legal tender by government without any intrinsic value. The Federal Reserve prints money out of thin air so we can spend beyond our means. Thus creating an illusion of wealth that does not exist -- by printing more money the thinking goes it becomes easier to payoff our National Debt -- we are borrowing money often from foreigners at low interest rates -- the Fed cannot completely control interest rates -- if our foreign lenders fear that we may be unable to pay them back for the higher risk they demand higher interest rates -- we are charged higher interest for our borrowing thus increasing our debt even further and making it harder to payoff unless we magically print more money. We also must audit the Fed to find out more about their transactions -- and secret dealings. The Federal Reserve is a private system that enables private banks to have control of our currency by controlling monetary policy. The Fed was supposedly created to help stabilize our economy and keep it running smoothly but has actually weakened our economy. We need to make the economy work again for the we the people not just the corporations. 

The Federal Reserve Note has no intrinsic value and there's nothing to protect its worth -- we are led to believe a $20 Federal Reserve Note is worth $20 just because the Fed says so. Can the Fed guarantee our money's value won't depreciate. It's not how much you have after all but how much it can buy. The Federal Reserve by printing excess money causes inflation to occur -- with too much money in circulation in the economy the prices of goods and services goes up -- rule of thumb is when consumers don't buy enough goods and services deflation can occur in which prices go down.

Both inflation and deflation have negative effects. The Fed has engineered our economic crisis - they created the housing bubble that when it burst caused The Great Recession we are now slowly starting to recover from. The Fed by doing its best to keep interest rates low encouraged lenders to package attractive yet predatory loans that seemed affordable and to sell them to people who couldn't afford them.  The Fed alone may not be blameless but it bares a big part of the blame. Government leaders wanted to encourage and promote home ownership as a fundamental part of the American Dream -- every person had to own a home -- a culture of homeownership was encouraged -- and no concern was given to whether some people couldn't afford to own a home. They were still given a loan -- easy credit, low interest rates made it attractive for borrowers to borrow and lenders to lend even to borrowers who could not afford to pay back their loans. Some of the borrowers wanting to become home owners may have been irresponsible -- but the fault primarily was irresponsible lenders and the Fed itself.