Per Wisconsin state statute s. 346.70,(1) If you're in a motor vehicle crash with $1000 or more in damage to any person's vehicle or property,  regardless of who's at fault it will appear on all drivers involved records for four years. This will raise your insurance rate as well as have a negative effect of you doing any driving jobs for many companies including ride share and food delivery companies.  This law must be changed. It's totally unfair to the good drivers that follow all traffic laws to get hit by a drunk driver or someone texting on a phone and have to pay in the long run. If you have a vehicle that might be in great shape but has high mileage and you don't have gap insurance,  you could potentially have your vehicle totalled by the insurance company and they will only pay the fair market value and take your car for salvage.  This bogus law needs to be changed now. Please sign this petition addressed to our Wisconsin lawmakers.