Commonwealth Bank of Australia
Commonwealth Bank of Australia
Please pay my income protection insurance, my policy was accepted by you and completed by and under the advice of your Commonwealth Bank financial planner.
In July, 2013, my daughter was diagnosed with a bone infection. After several months of hospital visits and alot of fighting with doctors and nurses to get my daughter the care she needed (we were turned away from our local hospital 3 times without seeing a doctor and the one time we did I was told she was making up not being able to walk because I was a single mother who worked full time, we had to travel 2 and a half hours to the next town so that I could get her admitted to the hospital there) I was diagnosed with post traumatic stress disorder (PTSD). My employer made me redundant due to 'business operational issues'. My Income Protection insurer (CommInsure) said that my claim was accepted via phone and sent me paperwork, a few months later when I still had no money coming through I discovered they were attempting to find medical history to cancel my policy. After another few months they found something and accused me of lying on my form, later they agreed that I wasn't aware and understood I acted on advice from my financial planner when completing the form (he advised what was and what was not relevent) and so called it 'innocent non-disclosure' - and still cancelled my policy. I have attempted to discus this with CBA on numerous occasions and have been told that since I have nothing in writing from my financial planner when I set up the claim I can not fight this descision. My question is how and why would I have anything in writing when the process is that the paid financial planner does all of that? How many other clients of his are in the same position as me or don't know that they are paying for a policy that would only be cancelled if they made a claim? And why do CBA staff keep apologising to me for what happened but do nothing to help? During my battle with PTSD I was also battling with CBA, unable to focus wholelly on my own recovery. My daughter and I had to move out of our home and I sold alot of our personal possessions. I have since (almost a year after my diagnoses) moved us back into our home and returned to work. I am now battling to catch up financially. I am faced with the horrible reality that selling our home may be the best option for my daughter and I. I attempted to survive off a single parent pension and begging creditors to give me financial hardship. I can not discuss my hardship with a CBA financial planner (despite paying a premium which covers the cost of one) as CBA advised my financial planner to cease any contact with me. I would like CBA to review their duty of care, to check all of my financial planner's client files and to pay the income protection insurance payments they advised me they would pay before cancelling the policy. If they were to pay out this claim (approx $25,000 - a very small amount considering their annual profit margins!) I would be able to stop the ongoing calls from creditors and pay the arrears on my mortgage, ensuring that my little girl and I can stay settled after an already very rough time. Thank you for taking the time to read my petition. Please help me keep our home and raise awareness of CBA's terrible duty of care and poor practices.
Prevent Climate Catastrophe: Reduce Australia's Emissions by 50% or More by 2030
The ongoing climate crisis threatens the world we all rely upon. Its catastrophic impacts are already being felt. With COP26 coming up in a matter of weeks it is imperative that we let our politicians know that they must change their ways. That's why we're calling for a minimum 50% reduction in emissions by 2030. You might have heard a lot about Australia reaching "net zero by 2050". What we already know is that target won't be enough. For us to prevent climate catastrophe, we also need a strong 2030 target. The overwhelming majority of us are concerned about climate change. Conservative or progressive, urban or rural, Australians of all ages want to see real action on climate change. If we continue living as we are today, by 2100 the global temperature could rise an average of 3 to 4.4 degrees Celsius or higher. Upwards of one million species of flora and fauna could be driven to extinction, with much of Humanity dying right alongside them. By mid-century, three to five billion people across the globe could be subjected to regular water shortages brought on by ecological disasters. By 2080, several hundred million could be displaced. All of these horrors and many more are highly avoidable. We have all the technology we need to prevent global temperatures from rising above 2 degrees Celsius. The solutions that are available to us are as numerous as the problems themselves and all of them should be utilized. We just need to make those in power listen to the people they supposedly serve. Tell Scott Morrison and his government that Australia is not happy, tell him that this change is coming with or without him. 79% of the country's top Economists back clean energy, a stark contrast to the divided opinion they put forward in 2019. It is a sign that the times are changing and it would be best for everyone if Australia isn't left behind. Tell the Federal Government, the banks, and other big businesses to commit to a target of at least halving Australia's emissions by 2030, through the innumerable economically and ecologically beneficial options that are readily available to us. Tell them they need to step up and come forward with a proper plan to reduce emissions by 2030, not empty words and worthless Fossil-Fuel driven initiatives. Please, sign and share this petition and demand #50by2030Au
Namibian police, stop assaulting people. End police brutality NOW. #Help_me_find_Michael!
I was a assaulted and kicked by a group of police officers and thus almost lost an eye on Saturday the 11th of August 2018 for taking pics of a police officer by the name Michael who assaulted me before the severe attack with his colleagues on and threatened him of posting his pictures on social media. They confiscated my phone and handcuffed me and thus kicked me in the abdomen and face. They demanded for the pics to be deleted for them to hide their identity. I know one of the Police officers that was present at the scene and she works at Katutura Police station. I opened a cased against Michael for perpetrating violence but the Police officers refused to help me. I explained everything to the station commander and later they agreed that I can open a case. I opened a case. Police officers are now threatening me on Facebook that my docket will be lost coz they will never investigate their colleagues for assaulting people. Some of these are officers that were present when I opened the case. I want the police to investigate this case urgently and help identify Michael, a member of the City police . Michael must apologize and compensate for the damages and misery he caused. I want the police to investigate and bring Michael to order. I want justice. We are tired of docket getting lost when it's police officers involved but they keep locking up taxi drivers each an everyday struggling to put bread on the table. I want JUSTICE.
IMMEDIATE SUSPENSION OF MORTGAGE AND RENT PAYMENTS WORLDWIDE DURING CORONAVIRUS OUTBREAK
MARCH 10, 2020:NO Banks should continue to reap profits while the rest of the world is shutdown.As of March 10, 2020, Italy's Economic Ministry suspended all Mortgage and Rent payments in response to the Outbreak of Corona Virus in the country. Please sign here if you agree and believe Nations, Administrations and Banks around the world should follow the same motion. The question is very simple: If the rest of the world's economics are so affected by the outbreak of this virus, why are the Banks immune and allowed to keep reaping such PROFITS through Rentals & Mortgages when those contractees are unable to open their own businesses?
The false accusation and wrong conviction of renowned piano professor Victor Makarov
In 1998 I was invited to Australia by the Australian Institute of Music (AIM). In July 1998 I emigrated to Australia from Ukraine together with my wife and daughter. I also brought with us 5 my best piano students who did receive the scholarships of AIM. In 2004 I was falsely accused of allegations of sexual nature by 4 of my students, including 3 students out of 5 which I brought from the Ukraine and who studied with me for 12-14 years and lived in our house in Australia for 4 years.In December 2004 I was convicted for 16 years of imprisonment without a single proof. In 2007 my citizenship was revoked. In 2010-2011 after successful appeal and 2 re-trials I was completely acquitted of all allegations in relation to 2 out of 4 complainants. My task now to appeal against rest (2) of my convictions. The fact that I was twice acquitted in relation to the allegations of the same case proves my assertion of my innocence. The judge of the last re-trial, who acquitted me was sure that It was in 2004 the collusion against me. The collusion not perfect enough to cover all allegations. To prove the fact of the collusion could only very experienced barrister. But I have no money (at all!!!) to pay such Lawyer. At the present time I am in the Villawood detention center (Australia).
Make home loans criteria more inclusive of Australian women
I’m a divorced, single mum with six beautiful children. I work full-time and have a good income, a good credit rating and I pay my debts religiously. Financially, I’m doing fine but I still can’t get a home loan to put a roof over my kids because of discriminatory home loan policies. This is why I’m calling on banks to change their restrictive lending criteria. I’ve just sold my house, but can’t finance another one which is why I’m forced to try my luck in a very sparse rental market which is known to discriminate against single mums like myself. My children and I could be facing homelessness this Christmas - which can be avoided if banks transform their outdated lending policies. There are two main reasons why women are losing out. First, most lenders in Australia refuse to accept the full amount of Centrelink benefits like Family Tax Benefit (FTB) as a valid source of income. Often, they only recognise a percentage of it. Second, child support is valid only if it is received through ‘Agency Collect,’ not through private agreements. This second requirement goes against basic instincts of co-parenting. Child Support Australia itself encourages parents to maintain private agreements as it means less conflict. This in turn benefits children who are less likely to be caught in money wars. Why can’t private agreements be accepted as valid income streams? Women are the most likely cohort to be in receipt of Centrelink benefits and Child support as more often than not, they are the primary carer. These restrictive policies have disastrous impacts on housing for single mums and their families, just like mine. Banks refuse to recognise FTB and child support as valid income streams without making us jump through enormous hoops, causing unnecessary trauma and conflict for families. And it’s not just young women who feel the impact. Older women are affected by the pressure that this puts back upon the rental market and are therefore more likely to find themselves without a home! It is well known that older women are the fastest growing cohort of homeless people in Australia. These policies rob women of independence, forcing them to rely on their (often) male partners and act as a deterrent to women who desperately want to leave domestic violence situations. Please sign my petition calling on banks to change their outdated and patriarchal policies that penalise honest women.
Stand up - Protect Australian Steel Industry, return Arrium to it's legitimate owners
An unjust and disgraceful administration in Australia corporation history is in the making! We request that you get involved in this important matter with the qualifier that whatever happens with Arrium will be remembered for generations. Returning the company back to its shareholders is the only just decision rather than selling it off in pieces to non-vested parties only to create uncertainties to the workers and all other stakeholders. Arrium Steel (previously known as OneSteel) with local steelmaking heritage dated over 100 years ago, together with the Middleback Ranges iron ore mining, ports and distribution network are the strategic assets that empower Australia economy activities, collectively help building the nation and have provided employments to large numbers of workers with moderate skills, providing them with stable jobs and good benefits. The overall Australian steel industry employs 90,000 workers in 2014-15. Despite the manufacturing industry in Australia has declined from 30% of GDP in the 1960s to 6.8% of GDP in 2014, manufacturing products such as structural and reinforced steel continued to represent a core source of economic prosperity for Australia. Without these vital businesses, roads, rails, building construction and many infrastructure initiatives could not have been developed as they are today. It's a national imperative to keep the steel manufacturing industry strong, sustainable and in Australian hands. Arrium is the 4th lowest cost iron ore producer in the world + with its ports, rails, integrated steel manufacturing and world class distribution makes it a remarkable long term sustainable Australian business. Granted, it had a heavy debt burden albeit with the recent sale of Moly Cop this has now been rectified. As a reminder, liquidators only do one thing well “liquidate” with absolutely no consideration whatsoever for medium and/or long term legacy nor for any consideration to any other stakeholders other than their clients and their own fee generation situation. We simply are absolutely convinced that all stakeholders can be made 100% whole and Australia will be a better place afterwards when returned to shareholders than the current process conducted by a liquidator. It’s important for us to clarify to you what has changed since administration! 1) - Moly-Cop has now been sold for AUD 1.6 billion to reduce debt to a manageable level, 2) - Iron Ore Division Iron Ore prices have been more than doubled since its lows December last year and it is now trading at multi-years high at USD83, The announced washing plant technology improvement with loan supported by the federal government will add another $50 million per year over the next 5 years by improving the grade of iron ore mined, The expiration of higher rate shipping contracts in September 2016 will reduce the mining cost for around AUD 5 per ton. Which will add another AUD 50 million per year to the bottom-line, Partnership with CDE Mining to process and convert 17 million tons of low grade iron ore fines in waste dumps into saleable product, 3) - Steel Division Steel prices have surged over 50% since its lows, Anti-dumping policies Australian federal government announced few months ago will further support the recovery of steel prices over the longer term horizon, Potential deals with Oz-Mineral and others in the pipeline regarding the Whyalla port facilities, In addition to the fact that the company is now in very good shape, if the company continues to be liquidated the negative consequences include: All the unsecured creditors will only get back between 50 to 70 cents in a dollar of unsecured debts as reported, Shareholders including many employees will get nothing and the accumulated tax losses of the company will be lost forever, If the buyer is a foreign entity, the Arrium Australia steel and mining businesses will operate as subsidiaries of the foreign company. Foreign company generally has an appetite to maximize profits by shifting some parts of the business offshore including back office, customer services and technology causing more jobs losses in Australia. The purpose of voluntary administration is to attempt to turn an essentially insolvent company around to maximise its chances of continuing. This is now the best opportunity for all stakeholders putting their self-interest aside to work together to return the company back to its legitimate owners and to keep the national important assets in Australian hands. From Arrium Shareholders United (ASU) ASU Website: http://arrium-asu.wixsite.com/fight-for-justice ASU Email: email@example.com
Remove Shark Nets Worldwide
Shark Nets are killing not only sharks but turtles, whales, dolphins, rays, and other marine wildlife. Even though you may fear sharks they are actually beautiful creatures who don't mean us any harm. Without sharks swimming in our oceans the reefs would die no more tropical vacations, sharks are the groundkeepers of the ocean without them the ecosystem would collapse. Help save these innocent animals and get rid of the shark nets as they aren't effecient in any way. #SHARKSAREFISHTOO
Demand compensation from Commonwealth Bank
The Commonwealth Bank had an outage that lasted 18 hours, affecting hundreds of thousands of Australians with no word of any sort of compensation, just their hollow "apologies". Many Australians we're left without petrol, holding up supermarket lines, some even unable to pay rent or feed themselves and their families. The CBA thinks that they can apologise their way out of this crucial mistake, yet when anybody overdraws $2 or is 5 seconds late on a repayment then we cop late fees. It's time to stand up and show the CBA that it's time to pay up, or there's a lot of unhappy customers switching banks.