Topic

Economic Justice

2,479 petitions

Update posted 2 hours ago

Petition to Elizabeth Warren, United Nations, Consumer Financial Protection Bureau Ombudsman, FTC, Ralph Nader, Elizabeth Warren

Create Debt Neutrality Rights for Paying Down Credit Cards & Student Loans.

Compromise regarding consumer debt is a powerful tool. Forgiving Credit Card and Student Loan Debt can send the wrong message, but telling people to "get any job", or "get a second job" to pay their debts is flawed if the jobs don't pay enough to pay down a person's existing credit card and student loan debts. The compromise solution for those with Unending Credit Card and Student Loan  Debt would be to allow a person to declare Debt Neutrality on their debt if they are experiencing a hardship in their lives. Consumers presently owe 3 trillion dollars in credit card and Student Loan Debt. Put another way, that 3 trillion in debt costs between 30 billion to 60 billion dollars EVERY MONTH in never ending interest rate charges just to keep the debt at that level! Debt Neutrality starts with those who can afford to pay down their debts without taking on any new debt, provided the interest rates, penalties and fees are discontinued on their present debts. After the first wave of consumers exercise Debt Neutrality and begin actually paying down their debts, the economy should begin improving as consumers with less and less debt actually have a touch more money to spend locally, which in turn should create new job opportunities for those still out of work. This in turn helps states and cities generate more tax revenue. The result could be a cascading affect of economic improvement that requires no government funds of any kind, just the release of the financial death grip that banking institutions have over many consumers via credit card and student loan debt. What we need is for Congress to grant Debt Neutrality Rights, and then get out of the way!   Please follow the Debt Neutrality Petition on Facebook, http://www.facebook.com/debtneutrality and http://www.facebook.com/debtsuspensionrights

Alessandro Machi
701 supporters
Update posted 6 hours ago

Petition to NDP Leader Andrea Horwath, Premier Doug Ford, MPP Bob Bailey, Minister Lisa Thompson

End Tarion’s new home warranty monopoly NOW: Give Ontarians a choice!

Why has Doug Ford changed his tune since he became premier? Why has he not ended Tarion's monopoly? Could it be that he is now more interested in catering to builders/developers than protecting Ontario's consumers?  Tarion has been studied for decades - the problems are well known. Numerous media reports show that there are many serious problems resulting from the legislation and how Tarion is administering the legislation.  Unfortunately, on Feb. 20, 2019, Minister Walker announced that his government needs up to another 9 or 10 months to make a decision on whether to end Tarion's monopoly. This was such a disappointment! As the Ford government stalls, each month the Ford government is FORCING approximately 5,000 families who purchase newly built homes to also purchase a warranty from the monopoly Tarion - a mandatory warranty that many agree is little to no good. What happened to Ford's slogan "for the people"? Justice Cunningham, who was hired by the Ontario Government to conduct an independent review of Tarion, ultimately concluded that Tarion basically needs to be dismantled.  Justice Cunningham laid out a comprehensive plan forward, with 37 recommendations, including ending Tarion's monopoly: "...I am recommending the introduction of a competitive multi-provider model for warranty protection.  Introducing competition should encourage continuous improvement and innovation. This in turn can lead to better consumer outcomes such as enhancements in warranty protection beyond minimum amounts..." (Tarion Review Final Report, Dec. 16, 2016).   It's time for Ontario to catch up to other provinces like Alberta, BC and Manitoba and offer a CHOICE of warranty providers! Sign this petition to ask Premier Ford to end Tarion’s monopoly and offer a number of warranty providers in Ontario -- like Justice Cunningham recommended -- and like other Canadian provinces are doing.  It's time for Ontario to catch up!

Canadians for Properly Built Homes
1,723 supporters