Petition to Wells Fargo, Federal Bureau of Investigation
I want Wells Fargo to stop pursuing the sale of my home because the mortgage is fraud.
My name is Breanna Campbell and a mortgage was fraudulent taken out in my name when I was 9 years old. In 1997 my grandmother was battle stage 4 lung cancer, and signed the deed of our family home which was paid for in 1985 to me in 1998. My grandmother subsumed to her illness in 1999. In 2001 a second mortgage was taken out on the home by Encore Mortgage Services owned by Vincent Sirolli. At the time I was 9 years old. To produce this FHA Mortgage fraudulent pay stubs, w2s, and identification was submitted to open the mortgage. In 2006 Mr. Sirolli was convicted on 180 counts of massive mortgage fraud. Borrowing others identities and producing documents the same way he had done me. In 2006 the Mortgage was purchased by Wells Fargo without investigating the origination. In 2015 the home went into foreclosure. Wells Fargo tried to force me into a modification although the mortgage was fraudulent. After submitting a fraud packet, verification of birth, social security number, state identification, and school records; Wells Fargo determined the mortgage was valid; despite the fact the name, Birthday, and documentation are incorrect and are pursuing a sale on January 13, 2018. At this point, I have reported this to the FBI, Federal Trade Commisoner, Attorney General, Local Authorities, etc. Now I’m coming to the public with the hopes of Wells Fargo hearing me. Please sign to get their attention because this company is corrupt!
Petition to Donald Trump, U.S. Senate, U.S. House of Representatives
We want to see Trump's tax returns.
President Trump calls reports of his alleged compromising ties to Russian businesses and government officials, “FAKE NEWS - A TOTAL POLITICAL WITCH HUNT.” He can prove it by releasing his tax returns. Who does our president owe money to? Can they use his debt to manipulate our Commander-in-Chief? Is he receiving income from foreign sources to his businesses from which he has yet to divest? The answers are easy to discover if he releases his tax returns. In a press conference, Trump told the assembled reporters, “The only people who seem to care about my tax returns are you people here.” Our country does care. In fact, according to an ABC/Washington Post poll, 74% of Americans (including 53% of Republicans) want him to RELEASE HIS TAX RETURNS. Every major presidential candidate for the past 40 years has voluntarily released their tax returns. President Nixon even released his tax returns while under audit. Why does President Trump refuse to release his taxes if he has nothing to hide? Please sign and SHARE this petition calling on President Trump to RELEASE HIS TAX RETURNS NOW.
Petition to Los Angeles County Board of Supervisors, Hilda L. Solis, Mark Ridley-Thomas, Sheila Kuehl, Don Knabe, Michael D. Antonovich
Enact actual changes and fixes to protect children!
We want change in how social workers in DCFS operate and want social workers to be held accountable for maintaining the normal standard within their job functions. By doing so, many children may be saved from the torturous type of child abuse that Gabriel Fernandez faced on a daily basis. Additionally, the changes will alleviate a lot of work overload piled onto efficient and competent social workers who are at full capacity and still meeting the standards. Gabriel Fernandez died on May 24, 2013 after over 50+ reports/calls to DCFS. He died with a fractured skull, damage all over his body, 3 broken ribs, missing teeth, swollen gums and bb gun pellets embedded in his lung and groin. After a 30 minutes conversation with her supervisor, without the case file in their presence , Patricia Clement and Gregory Merritt decided to close Gabriel's case. When questioned by Rodriguez, Clement stated everything was already fixing, she was getting Pearl the therapy she needed. So, Rodriguez decided to do no further investigation. The main concern of these two workers was getting help for Pearl. Gabriel was suffering and needed the people who were supposed to be there to protect him. In a video statement, Clements stated that she had worked as a social worker for many years and that she didn't have training. In her own words: https://youtu.be/WldkR_xclXg The union for the DCFS social workers would have you believe that they need more workers. However, the truth of the matter is, there needs to be an actual change and fix in the department before they can actually assess what is needed. If they are not replacing social workers who are not meeting the minimal standard performance of their positions, then they are dead weight and need to be relieved of duties so that we can pay the people who can do the job and help alleviate the load. (Example Logic) Every 1 competent worker carries the weight of about 3 incompetent workers, or more. The changes needed are as follows: 1. Firing power. If an employee is not meeting the minimum standard of their position, don't lessen their load, fire them. 2. Accountability. If an employee performs badly, they suffer consequences, that include dismissal, without impunity. Use the tax dollars wisely and hire competent employees. 3. Supervisor training. All supervisors should have formal education in Supervisory methods. Knowledge of supervision practices should be required for the position and supervisory methods should be enforced and commended. 4. Fairness. Of course it seems like the workers are overloaded with cases. If you place incompetent employees on lesser loads, with the same pay rate as a competent employee with a higher load, it's simply unfair. All workers get the same amount, across the board. If the employee is incompetent, they must be reprimanded or dismissed. 5. Update your computer systems. If your databases and computers are outdated, they need to be updated. Especially to assist workers in keeping a circle of communication from their desk, to the police/sheriff's department and on to the District Attorney. All parties should be aware of abuse happening in a home and have the ability to take action immediately to prevent death. 6. Teamwork. Bottom line, children's safety is what we should all be working towards. It's so frustrating to hear how the good social workers have to go against every single obstacle, including their supervisors, just to keep a child safe. This needs to end. 7. Fix the problem. You can not put a band-aid on a gunshot wound and call it healed, and this simply cannot be done for any of the agencies in your power either. You must fix the problem. Once you have purged the incompetent employees, all workers are given the same amount of work across the board, then you can take a real, hard look and assess how many employees you actually need to hire. Not only will all of the above save the government money, but it would help in fixing the problem. If each worker gets an average of $45k and it takes up to 3 incompetent workers ($135k) to equal 1 competent ($45) worker, but purging 3 incompetent and hiring 1 competent, you save a total of $90k per year. Now, if we simply take Gabriel's case and see that we have 2 workers here, plus 2 supervisors (approx $200k for the supervisors), that's about $300k/year wasted on people who were not doing the minimum requirement of their jobs. We wasted money and lost an innocent child. Save money, save children. Community, it's time that we put our actions into this and ask the Board of Supervisors for REAL, PRACTICAL, FUNCTIONAL change. It's not scapegoating DCFS, it's actually trying to save the children. Thank you. Gabriel's Justice cc: Board of Supervisors Kenneth Hahn Hall of Administration RE: Gabriel's Justice 500 West Temple Street Los Angeles CA 90012
Petition to Bank Of America
Tell Bank of America to not end their free checking accounts
Bank of America has provided fee free checking accounts to people who do not use a teller to make deposits and withdrawals. Bank of America will start charging a $12 monthly fee to people with these accounts as of January 19, 2018. In order to avoid the maintenance fee customers will have to have a direct deposit of $250 or more per month or keep a daily minimum of $1,500 or more per month. Many low income families do not meet these requirements. There have been times where I've only had $10 to my name. That wouldn't even cover the maintenance fee. Bank of America was one of the only brick-and-mortar bank that offered free checking accounts to their customers. Bank of America was known to care for both their high income and low income customers. That is what made Bank of America different. Bank of America was the bank of every American with a dream. Now sadly, Bank of America seems to have changed their mind and wants to no longer offer free checking accounts to the American public. The future is uncertain for many BOA customers because of the changes BOA plans to make to their accounts. We live in a virtual world where virtual transactions are the main and sometimes only way of paying bills or purchasing goods and services. I urge you to let Bank of America realize that this is unfair to their customers that have been loyal to them for years. Tell Bank of America to not end their fee free checking accounts. Please sign this petition and make a difference.
Petition to Matt Bevin
A PENSION IS A PROMISE! Protect Kentucky's Public Employees' Pensions!
In 1938, the State of Kentucky entered into an inviolable contract to provide pension benefits to its teachers. According to state law KRS 161.714, these pension benefits are teachers’ earned compensation promised by the State and the State must fund them. Why did the Legislature promise this to teachers all those years ago? Because Kentucky’s children deserve the best education, and they knew that pension security ensures that every child is taught by professionals who have put in the time and effort to earn the qualifications needed to give our children the education they deserve. Since the Teachers Retirement System (TRS) was founded, teachers have always contributed a significant portion of their salary towards their retirement. No teacher has ever missed a payment or paid late since the pension fund was founded in 1938. However, between 2008 and 2016, the State has not made the required annual contributions for teachers’ pensions. Now, funding levels for Kentucky's public pensions have reached CRISIS levels. Our Commonwealth MUST fulfill its obligation to fund public pensions and provide a secure future for every public worker.
Petition to Michigan Public Service Commission Case U-18455
UPPCO Billing Practices Under Review
Many people have unresolved billing issues with UPPCO. Estimated bills are way off, sometimes outrageous bills are sent and then followed by shut-off notices. Calls to customer service are a waste time. Now, for the first time the Michigan Public Service Commission has directed their staff to issue a report by January 26th. It is imperative that you let the staff know the specific problems that you have experienced by December 8th in order for them to have adequate time to see how big of problem exists. Write or email your billing problems experience to email@example.com or send to MPSC Customer Service Division, PO Box 30221, Lansing, MI 48909. MAKE SURE TO REFERENCE CASE NO. U-18455 IN ALL CORRESPONDENCE. PLEASE NOTE THIS IS NOT THE PROPER FORUM TO COMPLAIN ABOUT HIGH RATES. PLEASE LIMIT YOUR COMMENTS TO PROBLEMS WITH BILLING ISSUES, SHUT-OFF NOTICES, INACCURATE BILLINGS, UNRESOLVED PROBLEMS, ETC.
Petition to Kentucky State House, Kentucky State Senate, Danny Carroll, Steven Rudy, Matt Bevin, Paul Hornback, Rand Paul, Rick Rand, Jody Richards, Reginald Thomas
Why Are Grandma's Cookies Illegal In Kentucky?
Why are grandmas in Kentucky committing crimes when they sell cookies to neighbors? Because Kentucky's current cottage food law states that: "Kentucky law allows farmers to grow, harvest and process limited food products in their farm kitchens for sale at farmer’s markets, certified roadside stands and from the farm provided they grow the predominate agronomic ingredient." This means that unless grandma is a farmer, she is breaking the law selling her baked goods. My name is Jennifer Lopez and I am a mom raising 4 kids. I’m also a talented cake decorator. I started baking cakes in 2006 for my children’s birthdays. At the time, I lived in Missouri. By 2009, cake decorating had become something I really enjoyed. I found myself starting a business from my home and making cakes for clients. This was and still is completely legal in Missouri, in fact the laws are even better now than in 2009. I was able to start a career that I loved and have been passionate about ever since. I steadily built up a clientele, and worked hard at honing my skill set. I am going on 11 years now of being a cake decorator, or working with cake in some fashion. In 2013, I found myself faced with a huge dilemma. I had found out my husband of 11 years was cheating on me and as soon as I confronted him, he cleaned out our joint bank account leaving me and my children with nothing. I didn’t know what to do, but I did still have 2 checks I hadn’t cashed from selling cakes. I used that money to open myself a bank account. Because the laws in Missouri allow for home bakers to also sell at farmer’s markets, I took a gamble and went to Aldi to purchase cupcake ingredients. My kids and I then took them to the farmer’s market. I ended up selling $90 worth of cupcakes, and even had a customer order a cake because she liked my cupcakes so much. By the beginning of July of that year, God had sent me cake order after cake order. In just a few weeks I had over $1,000 in my bank account. Having this income took a lot of stress off my plate during this extremely stressful time. I was able to buy gas for my vehicle, food for my children, and start thinking about my new future as a single parent. I was faced with divorce, and I had no family or support system in Missouri, as all my family lives in Kentucky. After years of hard work and getting the word out, my cake business had just started to really take off. It was also the only real skill I had after staying home for 8 years to raise my children. I looked up Kentucky’s cottage food laws and found that I could in no way sell cakes like I had been, and that the laws were extremely restrictive. Kentucky is one of 3 of the most restrictive states in America. I was astounded to see that even California had better cottage food laws than Kentucky. I ultimately had to make the decision to move to where my support system was located. After moving to Kentucky, I tried to find a few ways to keep my cake business alive and to keep doing what I loved. I found a business with a vacant kitchen, but it needed thousands of dollars of work to even start, and on top of that they wanted $400 a month just for me to use the facility. This was not something I was able to even consider while being a newly single mother to 3 children. I would also have to start from scratch building up clients in a new town. I finally had to put cake decorating on the back burner and got a job to support my children. My friend of 33 years keeps our cake business alive in Missouri. Every now and then I get to make a cake for some fun reason and keep my skills active. If I could, I would be out promoting myself and working hard every day to make cakes for people in my area, but I am not allowed to do that. I can’t tell you how extremely frustrating it is to be skilled in an area and not even be allowed to start it up for fear of fines and legal drama. Even now, I am still not in any position to where I would be able to go open a storefront. What I do, which is custom cakes, would not keep the doors open without having to make other items or sell lunch, which is not something I’m interested in doing. As a renter, it is also not possible for me to turn my basement into an extra commercial kitchen or place a building in my backyard. There are so many large businesses that once started in homes or garages. A local Cross Fit started out of the owner’s garage. Super City Cross Fit, now River to River Fitness has 3 locations in Paducah, KY and Metropolis, IL. Microsoft and Apple were both started at home in garages. When starting out, it isn’t always smart or economical to open a storefront especially when the risks can be so high and you have a family to feed. If a home-based business fails, you turn your oven off and go back to life, you aren’t out thousand or hundreds of thousands of dollars. It’s also a great way to even see if this is an area you would want to keep pursuing or are even good at, without having to invest a lot of money to get started. There are also extremely talented cake designers that started from or are still based out of their homes. Liz Marek is a perfect example of a home-based decorator who made it big in the world of cake. Artisan Cake Company is still based out of her home, and within the last year she was finally able to convert her garage into a kitchen space. Charm City Cakes owner, Duff Goldman better known as Ace of Cakes, started out of his small apartment. He would walk up and down sidewalks outside of bridal shows with a cake in hand to build his business. (Charm City Cakes) “Duff opened his cake business in his Baltimore apartment after leaving a personal chef job. "I called my dad, business guru extraordinaire, and asked, 'Hey, Dad, how do I start a cake business?' And he says, 'Get some business cards, get a website and sell some cakes!' Astounding, basic advice, but I followed it...I baked [cakes] in my rickety joke of a home oven and delivered [them] in my hatchback VW."”- 10 Things You Didn’t Know About Duff (FoodNetwork.com) I ended up quitting my position at a good job when I had a baby 2 years ago. I could no longer afford child care for 4 children, almost $800 a month. Baking custom cakes from home would benefit my family considerably. I could still help my husband out, who works 2 jobs, and would not have to give over half my paycheck to childcare expenses. We would love to buy our first home, but are not yet in a position to do so. Having that extra income, while saving money would also help us do that. My story is not unique. Some people start baking because physical limitations or childcare responsibilities make it difficult to work away from home. Some have been the victims of layoffs, scraping together gigs to get by. Others are retirees, looking to supplement their fixed income and stay active. Regardless of the reason, people across the country have realized that home baking allows them to use their talents to earn extra income. Home baking is the way to get started right away without having to spend hundreds of thousands of dollars on professional equipment and commercial kitchen space. It also makes sense for customers. Home bakers have the flexibility to make small batches of goods and cater to food allergies and dietary restrictions. People who live far from traditional bakeries can buy locally. Who doesn’t want the option of a home-baked treat on demand? The solution to Kentucky’s restrictive current cottage food law is a piece of cake. I and many bakers just like me, would like to legalize the limited sale of home-baked goods that do not require refrigeration—like cookies, cupcakes, custom cakes, and bread. You can help me and home bakers across the Bluegrass State claim our slice of the American Dream and provide a better life for our families. Please sign this message to our lawmakers asking them to support a home bakers bill and let home-based entrepreneurs get to work serving delicious baked goods to our friends and neighbors. Learn more about our campaign at http://www.kentuckyhomebakers.com
Petition to Bishop Dennis Sullivan
Request Diocesan Bishop Sullivan to delay closing St. Michaels Church in Atlantic City, NJ. All public Sunday Masses will now end on September 27, 2015.
St. Michaels Church and Parish is 112 years old and a Historic Landmark and Cultural Center for Italian-Americans and Atlantic City. St. Michaels Church contains beautiful Italian Renaissance sculptures, frescos, paintings and sacred objects that are irreplaceable. $8 Million was spent in 2000-2001 to completely restore St. Michaels Church and the adjacent Dante Hall. Closing St. Michaels Parish which occupies almost a whole city block will eliminate the heart, soul, and character of the Ducktown District of Atlantic City and allow corporate developers of outlet type stores to commercialize the community and “take over” the historic area. Closing St. Mikes will further deteriorate a community in a City that needs the Churches’ spiritual and moral leadership more than ever. St. Michaels is an icon and model of the Mission of the Catholic Church to preserve community, traditional values, and the saving message of Jesus. St. Michaels Parish has hundreds of admirers who are not aware of the Churches closing many of whom are graduates. They deserve the right and the opportunity to Save St. Mikes for the future.