I am writing to respectfully request a formal review and investigation into what I believe are potentially discriminatory housing practices that have impacted my ability to secure fair and equal housing access.

Exhibit A – Arrow Capital Policy

Arrow Capital publicly states that they conduct background checks which include a review of credit, criminal, and eviction history. Based on information I located through a search and available online statements, it is evident that bankruptcy status may be a disqualifying factor in their rental decisions. Specifically, Arrow Capital and other landlords appear to implement blanket policies that bar applicants with bankruptcies, regardless of their current financial standing or efforts toward stability.

While landlords may consider credit history during screening, blanket policies that automatically disqualify individuals with bankruptcies may constitute disparate impact discrimination, especially when they disproportionately affect protected groups who statistically experience bankruptcy at higher rates. As noted by housing guidance resources, landlords are advised to avoid blanket denials based solely on bankruptcy and instead evaluate the individual circumstances, such as stable employment, rental history, and efforts at financial recovery. Arrow Capital's strict adherence to credit-based exclusions may warrant scrutiny under federal and state housing laws.

Exhibit B – Correspondence Regarding Lincoln Housing Authority

Additionally, I bring to your attention the unequal treatment I experienced from the Lincoln Housing Authority (LHA). When I reported landlord harassment, I was informed that LHA must remain neutral. However, when the landlord made a claim against me, LHA immediately subjected me to investigation without affording me the same neutrality or presumption. This inconsistency raises serious concerns about potential bias in enforcement and a denial of tenant rights.

Conclusion and Request for Action

Given the circumstances outlined above, I am requesting the following:

1. That the discriminatory impact of Arrow Capital's tenant screening policy be formally reviewed under housing law.

2. That the Lincoln Housing Authority’s conduct in my case be investigated for potential bias or unequal treatment.

3. That I be informed of any next steps, findings, or legal remedies available under fair housing law and tenant protections.

I am prepared to fully cooperate and provide additional documentation or exhibits as needed. Please confirm receipt of this letter and exhibits. I am available at your convenience via email or phone.

Thank you for your time and attention to this important matter.

 

Sincerely,

Mikel Gueltzau

531 S. 18th Street, Apt 309

Lincoln, NE 68508

mikelgueltzau@gmx.com

(402) 610-9397