Top executives of health insurance companies receive millions of dollars in compensation every year, and yet the insurance companies will try to find every excuse in the book to deny treatment for patients. Denials include but are not limited to  Long waiting periods, pre existing conditions, missing tooth clause, excluding and down coding and the list goes on.

"David Cordani, the CEO and President of Cigna has a net worth of approximately is $104 Million dollars. Along with the stock options, he is also getting a compensation of $19,303,000 from Cigna. The information stated here is as per the data form June 2020." (boardofdirectorssalary.com)

"The new measure in Massachusetts, signed into law in early December, requires the state’s insurance carriers to spend at least 83% of premium dollars on patient care and also contains a key provision that does not allow carriers to raise premiums egregiously. The measure also requires transparency on the part of dental insurance companies to disclose projected medical loss ratio for dental plans, file the following year’s group product base rates by July, and release other specified financial information. It authorizes the commissioner of the Massachusetts Division of Insurance to approve or disapprove of any product rates, which includes premium increases beyond dental’s consumer price index."(ADA.org)

We as dental patients and dental providers need to act now so that we can get the same law that was passed in Massachusetts passed in South Carolina and hopefully nationwide to stop the insurance companies making obscene amounts of money at the cost of patients and doctors.