Who is impacted?
All North Carolina homeowners are facing a significant financial threat due to the proposed substantial rate increase in homeowners' insurance. This increase will place a severe financial strain on families across the state, pushing many towards the edge of financial instability and affecting the economic well-being of entire communities.

What is at stake?
If this proposal passes, homeowners across North Carolina will face an average insurance rate increase of 42.2%, with some areas experiencing hikes as high as 99.4%. Such drastic increases threaten more than just our individual budgets; they risk increasing foreclosures, lowering property values, and destabilizing entire communities. Preventing or significantly reducing these rate hikes is crucial for the economic stability and well-being of all North Carolina homeowners.
 

Why is now the time to act?
Immediate action is crucial due to the nearing deadline for public comments on February 2nd.

1. There's a critical opportunity for in-person comments at the public forum on January 22, from 10 a.m. to 4:30 p.m., at the Jim Long Hearing Room, Albemarle Building, 325 N. Salisbury St., Raleigh, NC 27603.
   1. A virtual public comment forum will be held simultaneously with the in-person forum on Jan. 22 from 10 a.m. to 4:30 p.m. The link to this virtual forum will be: https://ncgov.webex.com/ncgov/j.php?MTID=mb3fe10c8f69bbedd2aaece485915db7e
2. Written comments can be submitted:
   via email to NCDOI.2024Homeowners@ncdoi.gov or by mail to Kimberly W. Pearce, Paralegal III, 1201 Mail Service Center, Raleigh, NC 27699-1201.

The time to act is now - TODAY - to ensure our collective voices are heard.

1. Here is a letter you can use to write directly to Mike Causey, the NC Insurance Commissioner: LINK for a Draft a letter directly to Mike Causey, the NC Insurance Commissioner
2. Here is a link to the Original story from WITN Greenville: WITN Original News Story Link - By Dave Jordan Published: Jan. 5, 2024 at 7:43 PM EST
3. Here is a table provided by WITN with proposed Rate Increases: 2024 Proposed Homeowners Increase
4. Here is a link to with a RATE TABLE to show your rate could increase to: 
   2024 - Quick Reference Google Sheet - NC Insurance Proposed Increases (Dollar by Percentage)