You don't have to be personally affected to sign. Many supporters are public servants who explored this path and couldn't use it, parents whose children finished before the change, or people who simply believe a rule shouldn't change in the middle of a family's plan. Protecting the promise made to these parents protects the integrity of PSLF for everyone who serves.

We are Parent PLUS borrowers who had already borrowed for a child enrolled in college before July 1, 2026. We planned to continue funding that child’s education while pursuing income-driven repayment (IDR) and Public Service Loan Forgiveness (PSLF) on our eligible existing loans. When the rules changed mid-degree, parents who took another federal loan on or after July 1, 2026, faced a devastating choice: stop helping a child finish school, or lose the IDR/PSLF pathway for earlier Parent PLUS loans. Some of us have already been moved to the Tiered Standard repayment plan, which does not qualify for PSLF.

Congress gave eligible students and parents a temporary exception to the new borrowing limits for up to three academic years or the remaining time to complete the student’s existing program, whichever is shorter. But Congress did not carry that protection through to the repayment rules. The Department of Education acknowledged comments asking it to protect existing Parent PLUS borrowers whose new disbursements would disqualify their earlier consolidated balances from IDR and PSLF. The final rule left that result in place.

We ask Congress to enact a narrow, retroactive correction: For a Parent PLUS borrower who had a loan made before July 1, 2026, for a dependent student already enrolled in a program, allow additional Parent PLUS loans made during that student’s existing-program transition period without forcing the borrower’s earlier loans out of an otherwise eligible IDR plan or ending otherwise qualifying PSLF payments. Permit those additional loans to enter an appropriate income-driven repayment and PSLF pathway when the parent and loan otherwise qualify. Restore access for parents already affected, and direct the Department to correct any lost qualifying PSLF credit caused by the transition. This request does not waive the requirements for qualifying public service employment or 120 qualifying payments.

We are asking for a transition rule for families already in the middle of a degree and a repayment plan not a general expansion of Parent PLUS for future borrowers. A parent should not lose years of public service progress because they helped the same child finish college under a borrowing exception Congress expressly provided.