PETITION FOR HOA REFORM AND ACCOUNTABILITY IN COLORADO

PROTECT COLORADO HOMEOWNERS FROM HOA ABUSE AND LACK OF TRANSPARENCY

Submitted: April 2026

 
INTRODUCTION

Across Colorado, homeowners are speaking up—and many are sharing the same concerns: lack of transparency, inconsistent enforcement of HOA rules, and limited accountability.

For many, the only way to challenge questionable decisions is through costly legal action, placing everyday homeowners at a disadvantage.

This petition calls on Colorado leaders to take a closer look at HOA governance, strengthen oversight, and ensure fair, transparent, and accountable practices for all homeowners.

If you believe homeowners deserve clarity, fairness, and a voice in decisions that affect their homes, please add your name.

 
To: The Governor of Colorado, Members of the Colorado State Legislature, and All Elected Representatives of the State of Colorado

 
PREAMBLE

We, the undersigned residents and homeowners of the State of Colorado, respectfully petition our elected officials to take immediate and meaningful action to reform the laws governing Homeowners Associations (HOAs) in Colorado, to introduce enforcement of the Colorado Common Interest Ownership Act (CCIOA — C.R.S. § 38-33.3), and to better protect the property rights of Colorado homeowners.

Homeowners across the state report that, in practice, there is no accessible and effective enforcement mechanism to address violations of governing documents or applicable law without resorting to costly private litigation.

As the 2026 election year approaches, we urge our elected officials to demonstrate their commitment to the people they represent by addressing these concerns.

FINDINGS

We, the undersigned, present the following findings based on documented reports, homeowner experiences, and publicly available records across the State of Colorado:

Lack of Practical Enforcement Mechanisms
While laws such as CCIOA exist, homeowners report that there is no effective state agency with authority to investigate, enforce, or remedy violations in a timely and accessible manner. As a result, enforcement is largely left to private legal action.
Limited Authority of Existing Complaint Processes
State-level complaint systems, including those administered by the Colorado Department of Regulatory Agencies (DORA), collect information but do not provide direct enforcement, adjudication, or relief for homeowners.
HOA Governing Documents Are Not Consistently Followed
Homeowners report instances where HOA boards operate inconsistently with their own governing documents, including CC&Rs and bylaws, without timely or effective correction.
Lack of Clear Accountability for Board Actions
Concerns have been raised regarding decisions that impact homeowners—such as fines, liens, and enforcement actions—without clear accountability mechanisms or meaningful consequences when rules are not followed.
Oversight of HOA Management Companies
HOA management companies play a central role in governance and financial administration. Homeowners have raised concerns regarding transparency, regulatory oversight, and consistency in professional standards.
Concerns Regarding Legal Communications
Some homeowners report receiving legal communications that they believe are inaccurate or difficult to challenge without incurring significant cost.
Reports of Retaliation or Intimidation
Homeowners report concerns about potential retaliation—including fines, liens, or legal threats—when raising questions, requesting records, or participating in governance.
Industry Influence and Transparency Concerns
The Community Associations Institute (CAI) represents stakeholders within the HOA industry, including management companies, attorneys, insurance companies, and vendors. Homeowners have raised concerns about the need for greater transparency regarding industry relationships, influence, and potential conflicts of interest.
 
WE THEREFORE REQUEST THE FOLLOWING LEGISLATIVE ACTION:

Establish an Effective State Enforcement Mechanism
Create a state-level office with authority to investigate complaints, enforce compliance, and provide accessible remedies without requiring costly litigation by homeowners.
Clarify and Expand Oversight Authority
Define and expand the authority of relevant state agencies to ensure complaints can result in meaningful review, findings, and enforcement actions.
Improve Board Member Accountability
Require training, establish clear standards of conduct, and provide mechanisms for accountability when governing documents or laws are not followed.
Enhance Regulation of HOA Management Companies
Implement high standards for licensing, transparency requirements, and oversight standards to ensure professional and accountable management practices.
Protect Homeowners from Retaliation
Establish clear protections for homeowners who raise concerns, request records, or participate in governance.
Require Financial and Operational Transparency
Ensure homeowners have timely, reasonable, and cost-effective access to financial records, contracts, and key governance documents.
Require Disclosure of Relevant Industry Relationships
Require disclosure when HOA boards, management companies, attorneys, or vendors have affiliations with organizations such as CAI or similar entities, where such relationships may influence governance decisions.
Modernize and Clarify Amendment Processes
Create fair, transparent, and verifiable processes for updating governing documents, ensuring meaningful homeowner participation.
 
CLOSING STATEMENT

We are not opposed to community associations. When governed transparently and in accordance with the law, HOAs can serve their communities effectively.

However, many homeowners across Colorado are reporting consistent concerns about enforcement, accountability, and access to information. These concerns deserve serious attention.

One of the main sponsors of this Petition, HOA Reform Leaders National Group (HRLNG), led by founder Patrick Johansen (Patrick@PK80.com), has prepared the Proposed Legislation, which is published at https://www.hoareformleaders.com/ — a resource we encourage all elected officials to review.

These solutions directly address the balance of power between homeowner-members and developers, property managers, and HOA Boards of Directors. HRLNG estimates that if enacted in Colorado — and in any state — these reforms would eliminate approximately 95% of HOA-related issues.

We respectfully call on our elected officials to engage with Patrick Johansen at HRLNG, and incorporate HRLNG’s Proposed Legislation into Colorado law. 

The homeowners of Colorado are paying attention—and they are asking for meaningful action.

 
SIGNED:

Karl King — Fort Collins, Colorado — April 24, 2026

Daniela King — Fort Collins, Colorado — April 24, 2026

 
SPONSORSHIP

This petition is sponsored by Karl and Daniela King, homeowners in Greenstone P.U.D., Fort Collins, Colorado, in coordination with HOA Reform Leaders National Group (HRLNG), HOA Reform League – Colorado, and the homeowners of Colorado.