Health insurance is absolutely critical to ensuring healthy births. Yet in Pennsylvania, maternity care does not need to be included in individual and small group health plans. Important legislation – SB 1063 and HB 1957 – will expand pregnant women's access to insurance in our state and guarantee that pregnancy can no longer be considered a pre-existing condition by insurance companies in determining eligibility for coverage.
Pregnancy as a Pre-Existing Condition: Currently, insurers are able to deny a woman's application for insurance citing pregnancy or a previous C-section as a pre-existing condition. SB 1063 and HB 1957 would ban this unfair practice.
Availability of Maternity Coverage: Most mothers and fathers-to-be are shocked to learn that their insurance does not include maternity. Often, they must purchase maternity coverage as a 'rider' to their regular insurance. This means additional costs that many families cannot afford. SB 1063 and HB 1957 would ensure that all plans include maternity coverage, with a minimum standard of care for each stage of pregnancy.
Insurance as the Gateway: Access to health care services is critical to ensuring healthy pregnancies and positive health outcomes for moms and babies. The gateway to care is affordable insurance plans. By ensuring that maternity coverage is available to all women, we can help foster healthier pregnancies and healthier babies, as well as alleviate the cost associated with emergency care that is far too often a last resort for women who lack access to care.
Maternity Care Coalition started this petition with a single signature, and now has 259 supporters. Start a petition today to change something you care about.