Ohio needs to revise their vehicle insurance laws for food delivery drivers that carry food to customers for consumption. Currently the laws are vague are not precise with definitions as to if the law is talking about the driver or the company the driver is getting the order from. Also in the law it states full coverage insurance is mandatory but then tells the insurance company its ok not to cover what the individual is paying for. It needs to tell insurance companies directions if the driver is not at fault they should be covered by the other person's insurance or the underinsured/uninsured they pay for in their full coverage insurance. The law should not have food delivery drivers in the same categories as ridesharing or property like 2 men and a truck because it does not fall in that definition. We also should not be made to buy extra insurance or commercial like the above rideshare and property companies because our main delivery is for consumption not an asset or person. This change needs to be done immediately as I feel individuals 5th amendment rights are being violated and their insurance not being paid as in their policies. People are having financial hardship for no fault of their own.