'Notifications' and 'Non-Fault Claims' must not increase YOUR policy premium

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If your vehicle gets hit, when is not your fault, insurance companies will likely increase your premium, even if you don't make a claim.
This happens just because you notified the insurer of the event, as you're legally obliged to do so.
It means that honest drivers are paying on behalf of irresponsible and dangerous ones.
It should be illegal to take into account, or even register, any notifications and non-fault claims for policy premium calculations.
Claims and Underwriting Exchange (CUE) should then records only "fault claims".

This will protect YOUR premium against any accident where you are not responsible of. If you came across a dangerous driver, or your car has been victim of vandalism, or you simply had bad luck, you SHOULD NOT pay for this on your policy.

References:
http://www.thisismoney.co.uk/money/cars/article-3052191/How-drivers-insurance-costs-soar-no-fault-accidents-don-t-claim.html
https://www.thinkmoney.co.uk/news-advice/car-insurance-will-a-non-fault-claim-affect-my-premiums-0-5981-0.htm
https://www.confused.com/motor-insurance/your-cover/car-insurance-traps-to-avoid
https://www.uswitch.com/car-insurance/car-insurance-drivers-with-non-fault-claims/
http://www.telegraph.co.uk/finance/personalfinance/insurance/12137793/My-parked-BMW-was-hit-my-car-insurance-premium-doubled.html
https://www.comparethemarket.com/car-insurance/content/do-non-fault-claims-need-to-be-declared/
https://www.theguardian.com/money/blog/2012/feb/15/car-insurance-no-fault-claims-elephant



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