My beautiful daughter Jamie is 27 years old, she has been with her husband Jake for 10 years and married for 4 years. Both work and have insurance, they planned to start their family. In September my husband and I were told our first grandchild was on the way . There are no words; it was one of the best moments of our lives. Everything seemed to be going fine. On Dec 14,2011 Jamie was at UNCC Charlotte NC where she is finishing up her degree to be an elementary school teacher. After taking an exam, she went to one of her professor’s office. She seemed to be fine one minute, then fainted the next. An ambulance was called; she was taken to CMC Unversity hospital, and rushed into surgery. Jamie was almost dead, her uterus had ruptured and the baby had to be removed (a boy).. When Jamie awoke in recovery, her husband Jake had to tell her the baby didn’t make it and they had to remove her uterus to save her life - she would never carry another baby. Jamie and Jake were told by the fertility expert the hospital brought in, that IVF surrogacy cost $50,000 to $80,000. There are no agencies to help couples in this situation, they must start raising money through fundraisers and such. Jamie and Jake have started a foundation while gaining advice from an attorney; they name it in honor of their lost son: the Robert William Foundation. www.robertwilliamfoundation.org. We have found out that 15 states in the United States require insurance cover IVF when something happens like what happened to my daughter. This isn’t fair or right, in the darkest time of my daughters life she must now beg to get money to have a child of her own; yet in 15 states women get help from insurance. Also, she has several friends who have offered to carry a child for them, but their insurance does not cover that pregnancy. I believe if a woman gets pregnant and has insurance it should cover it regardless. If a woman chooses to carry a baby for another woman it should be covered by that woman’s insurance, or the biological parents insurance.. Insurance should cover IVF surrogacy when something like this happens, like the 15 states that do make insurance cover it. North Carolina needs to get with the times and cover these women. Jamie and Jake are a fine young couple and I am very proud of the people they are. No one on this earth would make better parents than them and they deserve to have the beautiful family they have always wanted and planned for. Their beautiful baby boy, the only baby Jamie will ever carry inside her body, never got to be born. ROBERT WILLIAM PURSLEY grew ANGEL WINGS ON DEC 14, 2011. That in its self is enough to deal with, but to have no help from insurance that they have paid for all this time is criminal and this should be covered in all the states not just 15 of them.