"Our Board just forced a $6 MILLION HOA loan on us without any owner input, for unwarranted building rahab".... "At $70K special assessment, I may not be able to keep my home."... "$50K special assessment for a $400K condo is not affordable housing!"... "My $75 fine turned into $2700 when HOA used attorney for collection." ... "I can't believe my HOA agreed to roof and siding replace at the cost of $70K per unit for an ordinary 1500-sf townhome."

Does any of this sound familiar to you? Sign our petition and let our lawmakers know!

Homeownership should be a path to stability—not a financial trap. Yet across Oregon, thousands of homeowners living in HOA communities are vulnerable to unpredictable, massive special assessments imposed by unregulated HOA boards. These assessments often fund vague or unnecessary repairs, with costs that cannot be independently verified or mathematically justified.

Under current Oregon law, HOA boards have sweeping authority with little to no oversight. The financial burdens harm the vulnerable owners the most: seniors, low-income families, and first-time buyers, forcing them into impossible situation. This is not just unfair; it’s unsustainable.

We, the undersigned, call on Oregon lawmakers to enact common-sense reforms that protect homeowners and restore balance to HOA governance:

✅ Owner Approval for Special Assessments

Require majority owner approval for any special assessment exceeding 5% of the annual budget.
Require 75% owner approval for any special assessment exceeding 15% of the annual budget.
✅ Contract Transparency

Mandate that all executed vendor contracts be posted in an owner-accessible documents portal to ensure transparency and prevent misuse of funds.
✅ Board Accountability

Require all board members to sign disclosure and transparency statements before serving, affirming their duty to act in the best interest of all homeowners.
✅ Fair Collection Practices

Cap collection and late fees at 10% of the owed balance.
Prohibit attorney involvement in collections, preventing minor fines from ballooning into thousands in legal fees. Associations already have lien rights—there’s no need to escalate and harm fellow owners.
✅ Independent Oversight

Establish a state-level oversight body to investigate HOA misconduct and enforce homeowner protections.
These reforms will help protect Oregon’s most vulnerable homeowners—especially seniors and low-income residents—and make HOA living a more stable, affordable option for all.

Let’s make Oregon a leader in fair, transparent, and accountable HOA governance. Sign this petition and share it with your neighbors, friends, and elected officials. Together, we can protect the dream of homeownership for everyone.