It is a hometown bank friendly and easy access and convenient for many in our community. We have many elderly citizens, Amish, merchants, community people and the Town of Hagerstown use this bank. The closing of this branch would greatly impact the town of Hagerstown, Indiana and the citizens of the community. Also would put a hardship on the Amish as they rely on the town people to take them for their business and would add an extra expense to have to travel 15 or 20 miles to another branch to do business with the same bank. I know there’s going to be quite a lot of people who will pull out of this bank branchif it closes and will put a hurt on the First Financial Bank Institution