End Nationwide Pet Insurance & Veterinary Discrimination on Pre-Existing Conditions


End Nationwide Pet Insurance & Veterinary Discrimination on Pre-Existing Conditions
The Issue
To: U.S. Congress, State Legislators, Department of Insurance, AVMA, NAIC, and Pet Insurance Providers Nationwide
Across the United States, our companion animals are facing systemic and widespread discrimination in healthcare — not from a lack of veterinary innovation, but from unchecked greed, lack of national oversight, and profit-driven policies.
Pet insurance companies and veterinary corporations are denying animals critical care based on so-called “pre-existing conditions,” echoing outdated practices that were outlawed in human healthcare years ago.
These same predatory tactics — once banned to protect humans — have now resurfaced through the backdoor of veterinary care. What was once illegal for people has quietly become the norm for pets.
Pet insurance routinely excludes sick or rescued animals from coverage.
Veterinary chains increasingly refuse to treat unless thousands are paid upfront.
Treatments banned in human medicine for ethical reasons are rebranded for pet use.
Rescued animals and shelter pets are especially punished due to incomplete histories.
Corporate hospital chains prioritize profits over lives, with no legal consequences. This is discrimination. This is cruelty. This is systemic abuse — and it must end.
We demand federal and state-level action to:
-Ban the use of "pre-existing conditions" to deny coverage in pet insurance.
Regulate pet clinics and hospitals under stricter ethical, financial, and transparency guidelines.
-Require clear and accessible policy language from insurers, with consumer protections.
-Protect rescue animals and shelter adoptees from exclusion and punishment.
-Prohibit the veterinary repurposing of treatments banned in human medicine.
-Launch investigations into pet healthcare and insurance industry practices.
Our pets are family. They deserve the same compassion and protection under the law.
Sign this petition to help pass fair and just laws that ensure animals get the care they need — and guardians are not left bankrupt or helpless.

3
The Issue
To: U.S. Congress, State Legislators, Department of Insurance, AVMA, NAIC, and Pet Insurance Providers Nationwide
Across the United States, our companion animals are facing systemic and widespread discrimination in healthcare — not from a lack of veterinary innovation, but from unchecked greed, lack of national oversight, and profit-driven policies.
Pet insurance companies and veterinary corporations are denying animals critical care based on so-called “pre-existing conditions,” echoing outdated practices that were outlawed in human healthcare years ago.
These same predatory tactics — once banned to protect humans — have now resurfaced through the backdoor of veterinary care. What was once illegal for people has quietly become the norm for pets.
Pet insurance routinely excludes sick or rescued animals from coverage.
Veterinary chains increasingly refuse to treat unless thousands are paid upfront.
Treatments banned in human medicine for ethical reasons are rebranded for pet use.
Rescued animals and shelter pets are especially punished due to incomplete histories.
Corporate hospital chains prioritize profits over lives, with no legal consequences. This is discrimination. This is cruelty. This is systemic abuse — and it must end.
We demand federal and state-level action to:
-Ban the use of "pre-existing conditions" to deny coverage in pet insurance.
Regulate pet clinics and hospitals under stricter ethical, financial, and transparency guidelines.
-Require clear and accessible policy language from insurers, with consumer protections.
-Protect rescue animals and shelter adoptees from exclusion and punishment.
-Prohibit the veterinary repurposing of treatments banned in human medicine.
-Launch investigations into pet healthcare and insurance industry practices.
Our pets are family. They deserve the same compassion and protection under the law.
Sign this petition to help pass fair and just laws that ensure animals get the care they need — and guardians are not left bankrupt or helpless.

3
The Decision Makers
Petition created on May 12, 2025

