Car insurance is a necessity for vehicle owners, providing financial protection in the event of an accident. However, many policyholders go years without making a claim, effectively paying large sums of money without receiving any tangible benefits. This petition calls on car insurance companies to refund half of the total monthly or yearly premium if the insured has no accidents or police cautions over a period of 5 years.

The National Association of Insurance Commissioners (NAIC) reports that the average American spends around $1,000 per year on auto insurance premiums. Over five years, this amounts to $5,000 - half of which could be refunded under this proposal. This would not only serve as a reward for safe driving but also alleviate some financial burden from policyholders.

Insurance companies have an obligation towards their customers and should consider implementing such policies that reward responsible behavior and promote safe driving habits. It's time we demand fairness and transparency in our auto insurance system.

Please sign this petition to urge car insurance companies to implement a refund policy for accident-free drivers over 5-year periods.