Americans are drowning in credit card debt while banks rake in record profits. Average interest rates on credit cards have soared past 20%, with some lenders charging 30% or more—even as the cost to banks for offering credit has remained much lower.

This isn’t just unfair—it’s a rigged system.

Now, there’s rare bipartisan agreement that it’s time to act.

President Trump has proposed a 10% cap on credit card interest rates for one year. Sen. Elizabeth Warren and other lawmakers across the political spectrum support the idea. Even Republican Sen. Josh Hawley and Democratic Rep. Alexandria Ocasio-Cortez have introduced bills to make it happen.

But the banking lobby is fighting back hard. They're pouring millions into pressuring Congress to block reform—claiming they’ll have to cut off credit for working people if they can’t keep charging sky-high rates.

Let’s be clear: Banks are not struggling. They’ve made billions off the backs of families who carry balances month to month. The average American household with credit card debt owes over $10,000, and the system is designed to keep them stuck there.

We need leaders who will choose working families over bank CEOs. Capping credit card interest at 10% is a first, necessary step toward restoring fairness and financial freedom.

We call on Congress to immediately pass legislation capping credit card interest rates at 10% and stop banks from preying on everyday Americans.

This policy has support from both parties—what’s missing is the political will to stand up to the financial lobby and do what’s right.

This isn’t about politics. It’s about justice. Millions of Americans are stuck in endless debt cycles because of inflated interest charges. It's time to break that cycle.

Sign this petition to demand that Congress cap credit card interest rates now—and stop letting big banks rip us off.