Stop overlooking the importance of financial literacy in our schools. We, the undersigned, believe that financial literacy is a vital skill that every high school student deserves. The Kiki Smart Financial Literacy Program offers a comprehensive curriculum that equips students with essential knowledge and skills to navigate the complex world of personal finance.

The Alarming Reality of Credit Card Debt Among College Students:

According to College Finance:

• 64.8% of college students carry credit card debt, with the average student owing a significant $3,280

Many students make critical errors, such as Paying only the minimum amount due or missing payments, which can exacerbate their debt.

The top spending categories for college students on their credit cards are online shopping, dining out and gas purchases. 

According to WalletHub:

• Approximately 65% of students carry some form of credit card debt, with an average balance of $2,100 (Q1 2025 data).
• Students are using a large portion of their available credit, with an average credit limit of $3,568.
• Many students express more anxiety about credit card debt than they do about student loans.
• Almost 82% of students are not paying their credit card bills in full every month, with 37.6% behind on payments and 44.7% credit card debt.

The Need for Financial Literacy:

Due to poor financial education, many students lack a strong understanding of how credit cards and personal finance work are more likely to struggle with managing their finances, which can ultimately lead to a cycle of debt and financial hardship.

Implementing the Kiki Smart Financial Literacy Program:

The Kiki Smart Financial Literacy Program is a comprehensive curriculum designed for high school students, created by a mother-daughter team. By partnering with schools, the program aims to equip students with essential financial skills and knowledge to transition smoothly from high school to college and beyond.

By teaching students essential financial skills, such as, paying balances in full, tracking spending,  and creating a budget, we can empower them to build a strong financial foundation, to achieve financial independence, and secure a brighter financial future.

This program can provide students with the knowledge and tools they need to thrive in an increasingly complex financial landscape.

We urge you to sign this petition to get the  Kiki Smart Financial Literacy Program into our schools so that when high school students  transition into college and start receiving credit card offers, they will be equipped to manage credit cards responsibly and confidently. By doing so, we can provide our students with the tools they need to achieve long-term financial stability.

By signing this petition, we demonstrate our support for financial literacy education and encourage decision-makers to take action.

Let's work together to give our students the gift of financial literacy. Share this petition with others who believe in the importance of financial education!