Decision Maker

Richard Fuller MP

  • Member of Parliament

Member of Parliament for Bedford and Kempston

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Petitioning UK Parliament, Steve Baker MP, Helen goodman MP, Stephen Hammond MP, George Kerevan MP, Kit Malthouse MP, John Mann MP, Chris Philp MP, Jacob Rees-Mogg MP, Rachel Reeves MP, Wes Streeting MP, Andre...

Stop alleged mass “Eviction Fraud” by Mortgage Express & Lloyds Bank against UK consumers

  SHORT SUMMARY In the USA, all 50 state Attorney Generals have already investigated mass eviction fraud / foreclosure fraud by banks resulting in the review of 4 million court cases by banks against consumers and penalty payments by banks of $25 billion (£20 billion).  Foreclosure / eviction fraud by banks included the mass criminal forgery of signatures, fraud and fabrication on the banks’ court documents for pursuing mortgage and other consumer debt such as credit cards. The results included the mass fraudulent eviction of families from their homes, devastating their lives. In the UK, a former Police Officer has helped collate extensive evidence supporting allegations of identical eviction fraud since 2010 by Government-owned Mortgage Express, and Lloyds Bank, which is partly owned by the Government.   Everyone who received a Lloyds (which includes Halifax, BoS, C&G etc) or Mortgage Express claim form or County Court Judgment against them for credit card, personal loan, mortgage or bank overdraft debt since at least 2010 may have been a victim of eviction fraud. However, the UK Government has taken no action at all to stop or even investigate the extensive evidence of alleged eviction fraud by Government-owned Mortgage Express & Lloyds. So please sign the petition to Parliament for the Treasury, Public Accounts, Home Affairs & Business Select Committees to conduct formal inquiries into alleged mass eviction fraud by Mortgage Express & Lloyds Bank. Please also share the petition and follow us on Twitter and Facebook @EvictionFraud PLEASE SEE BELOW FOR FURTHER INFORMATION In the USA, the 50 state Attorney Generals discovered that banks were creating huge numbers of court documents in cases against their customers as quickly and cheaply as possible. The drive towards this “lowest cost, highest volume” business model had resulted in mass fraud, forgery & fabrication becoming part of the standard business process for pursuing consumer debt. This meant that every customer whose court documents were created through the standard business process could be a victim of foreclosure / eviction fraud. For example: It takes time and cost to read and check court documents, so the banks’ court documents were fraudulently signed to witness the contents were true without being read or checked Court documents were fraudulently created in full knowledge that the contents were false If one person was signing lots of court documents, it could be a bottleneck, so teams of people were forging the same person’s signature on court documents If a key document that the bank needed had been lost or was missing, a new one was fabricated and presented as evidence Government officials in various US counties reported that in their county: over 70% of the banks’ court documents had suspect signatures; the suspect signatures went back as far as 1998; and one county discovered over 25,000 of the banks’ court documents had suspect signatures. In the UK, a former Police Officer who won a national award for bravery, has helped collate extensive evidence in support of allegations of identical industrial-scale foreclosure / eviction fraud by Mortgage Express, a Government-owned company, against UK customers since at least 2009. An MP formally notified the Chancellor, George Osborne, of these allegations in August 2015 and again in September 2015, including sending a 136 page Summary of the evidence with the request that George Osborne pass on the allegations to the National Crime Agency. George Osborne failed to pass on the allegations to the NCA and in November 2015 he announced a £13 billion asset sale by UKAR, the parent company of Mortgage Express. It is not known whether George Osborne or the Treasury disclosed to the purchaser the allegations of industrial-scale systemic serious crime by the Government-owned company. Evidence has also been collated to support allegations of industrial-scale eviction fraud by Lloyds Bank against its customers. It is very straightforward to confirm whether these allegations of industrial-scale fraudulent forgery of signatures on Lloyds’ court documents are true or false by simply comparing the dates when the statement of truth on a court form was signed in a person’s name, with the dates when the same person was absent from work eg on holiday and also by comparing the signatures on all court documents signed in the same person’s name. However, Lloyds failed or categorically refused to provide this signature comparison information 11 times from 2011-2016, including refusing to provide the signature comparison information to Lloyds’ own Non-Executive Directors. If Lloyds is innocent of the alleged eviction fraud, it has chosen 11 times not to provide signature comparison information which would demonstrate its complete innocence. If however, Lloyds is fully aware that it has committed industrial-scale eviction fraud and has withheld and concealed evidence of its eviction fraud on 11 separate occasions, then all Lloyds’ customers who received Lloyds’ court documents including claim forms for credit card, personal loan, bank account or mortgage debt from at least 2010 onwards may be victims of eviction fraud. The scale of such a financial scandal may well surpass the £17 billion Lloyds has already set aside for another of its financial scandals – Lloyds’ systemic, industrial-scale miss-selling of PPI. If Lloyds and Mortgage Express have committed mass eviction fraud (just like the banks in the USA) it will be the largest fraud against the public in British history. Parliament has established “select committees to conduct inquiries” and “select committees operate largely by an investigative process” ( It is therefore in the national public interest that the Parliamentary Select Committees conduct formal inquiries to investigate the alleged eviction fraud and then refer the evidence to the National Crime Agency. Please would you therefore sign this petition to the MPs in the Treasury, Public Accounts, Home Affairs and Business Select Committees so the alleged mass eviction fraud against UK consumers can be stopped. Please also share the petition and follow us on Facebook & Twitter @EvictionFraud

Julian Watts
224 supporters
Stop the closure and / or downgrade of Bedford Hospital

Dear All, Thank you for taking the time to make me aware of your concerns about the current review of health services in Bedfordshire and Milton Keynes and, more specifically, about the impact on services that might be provided at Bedford Hospital. The review has the positive aim of seeking improvements in both primary care (our local GPs) and in the quality of health outcomes for people who need to attend hospital. To be clear, none of the proposed options for the future of Bedford Hospital suggest that it should be closed. The review process is looking at a wide range of options and, as might be expected, some of the more extreme options have led to concerns. What is happening and why? The NHS across the country is changing in order to meet the needs of increasing populations, changed demographics and more effective ways of delivering care. Locally, Bedford and Milton Keynes Hospitals have been marked out by leading medical experts at the NHS as providers that will not, under their current models of care, be able to meet the demanding levels for care outcomes in future years. The two local GP-led commissioning groups of Bedfordshire and Milton Keynes have therefore undertaken to review the services provided locally and how they might be altered to provide the best quality of care for patients. This review is being conducted in parallel with the review of GP services. Full details of the review, including regular updates and information about each of the proposals entails is available at Proposals to change Accident and Emergency Provision Recent headlines have focused on the proposals about accident and emergency services at the two hospitals – Bedford and Milton Keynes. Laying out all potential options part way through a review, although exemplary disclosure, naturally raises concerns about some of the more extreme ideas. The GP-led group erred on the side of full openness and, on balance, I think they were right. Currently, the review is considering five theoretical models for hospital care. Two of these options have Bedford as a ‘major emergency centre’, providing similar services to its current provision; one option has Bedford as an ‘emergency centre’, providing similar services to now with the exception of emergency surgery (which only deals with a limited number of cases each year); a further option is very similar but without emergency surgery or an ITU; and the final option suggests Bedford could be an urgent care centre that would have an A&E, diagnostics and outpatient services but would not take in-patients. It is important to note that no decisions have been taken on whether any of these options will be taken up. I have been impressed with the positive changes at Bedford Hospital over the last year. Long standing concerns about the supervision of junior doctors have been addressed and a new model for providing improved safe and sustainable paediatric services has been implemented successfully. While the review is ongoing, I have suggested that Bedford Hospital should also consider whether, as an alternative, it could create a partnership with Addenbrooke’s Hospital to achieve the desired health outcomes. Such a partnership would enable Bedford Hospital to draw on the expertise of Addenbrooke’s in running services at Bedford Hospital. Addenbrooke’s is a trusted, high quality teaching hospital that would attract the recruitment of doctors to Bedford and help Bedford to provide quality care for local residents for many years to come. I am pleased to see that so many people care about what happens to our local hospital and have been motivated to get involved by signing this petition. If you have any particular concerns of your own or would like to discuss your thoughts on the issue, then please do contact me directly at Though please note, I am only able to deal with correspondence from those who live in Bedford and Kempston. If you live outside this area please do contact your local MP; contact details can be found via Yours sincerely, Richard Fuller MP

4 years ago