Support the Teen Trading Act
Empower the Next Generation of Investors,  Safely and Responsibly
Every day, high schools across America teach students how the stock market works — yet those same students aren’t allowed to participate in it until they turn 18.
The Teen Trading Act changes that by giving financially educated 16- and 17-year-olds the chance to invest responsibly and start building their future early.

  What the Teen Trading Act Does
This Act would allow U.S. teens aged 16–17 to open a verified Teen Investment Account through approved brokerages after:

Watching a short educational video explaining how markets, diversification, and risk work.
Passing a multiple-choice test to demonstrate understanding.
Once certified, teens could invest in safe, low-risk assets — such as:

Index funds (like the S&P 500 or Nasdaq 100)
U.S. Treasury bonds
Mutual funds and ETFs
Any investment involving individual stocks or higher-risk assets would still require a parental co-sign, ensuring proper oversight.

High-risk trading — like margin, shorting, or crypto speculation — would remain off-limits until age 18.

 
How This Benefits Families
This isn’t just about trading stocks — it’s about building a smarter, more financially secure generation.
By starting early, your teen can:

Learn how to save and invest responsibly
Avoid the financial mistakes that many adults regret later in life
Turn small monthly contributions (even $50–$100) into long-term wealth through compound growth
Parents stay involved as custodians, ensuring their child learns safely.
Instead of leaving high school with only textbook knowledge, teens leave with real financial experience — and a head start on adulthood.

 
How It Strengthens the Economy
Wider market participation: Millions of new, educated investors would contribute to long-term market stability.
Financial literacy growth: Teens would understand money management before entering the workforce or college.
Increased savings culture: More Americans would invest for the future rather than depend on debt.
Generational wealth creation: A 16-year-old investing $100/month in the S&P 500 could retire with well over $1 million by age 65 — even without major career income.
This isn’t speculation it’s education turned into empowerment.

 How It Would Work
Eligibility: U.S. residents aged 16–17 with a valid SSN.
Education First: Must complete the Teen Investor Program, including a training video and quiz.
Verified Account: Brokerages create “Teen Verified Investment Accounts” monitored by the SEC and FINRA.
Custodial Oversight: Parents approve higher-risk trades.
National Implementation: Integrated with school business and economics classes.
 
 Why It Matters
We let 16 year olds drive cars, work jobs, and even start businesses. It’s time to let them invest in their own futures.
This Act ensures they do so safely — with structure, education, and family involvement.

By supporting this petition, you’re not just helping teens — you’re helping families build stronger financial futures and helping America build a more stable, informed, and prosperous economy.

 
 Join the Movement
Sign the petition today to urge Congress to pass the Teen Trading Act of 2025.
Because financial literacy means nothing without opportunity.