Every time you apply for a credit card, rent an apartment, or buy a car, powerful credit bureaus decide your financial fate. But they don’t just hold your information — they share it with unknown secondary reporting agencies and third-party data brokers without your knowledge or consent.

Under the current law (the Fair Credit Reporting Act), credit bureaus aren’t required to disclose every entity that handles your personal financial data. This secrecy allows an invisible network of companies to profit from your private information — often with little accountability when errors occur.

We demand that Congress:

Amend the FCRA (§609(a)(2)) to require all credit bureaus to list every secondary or affiliated consumer reporting agency that holds or provides data on U.S. consumers.

Increase penalties for agencies that hide or fail to disclose data sources.
Empower the CFPB to enforce full transparency and make all disclosures easily accessible to the public.

Our financial privacy is not negotiable. We have a right to know who has our data, how it’s used, and when it’s shared.

Join us in calling on Congress to protect our privacy, restore accountability, and bring transparency to America’s credit system.

Sign today. Share widely. Your signature is your voice.