Stop travel insurance companies discriminating against mental health conditions
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This summer I planned to go to Spain for a week and wanted travel insurance. After being physically unwell for the last few months, I’ve learnt the importance of making sure I’m covered correctly.
I called Bupa, went through my physical medical conditions and medications. All was fine and I would be covered so I paid £21 and received the certificate of insurance. I realised I hadn't mentioned my Bipolar so I asked if this would be something I would need to declare (this hadn't crossed my mind).
For those of you that don't know - Bipolar disorder, formerly known as manic depression, is a condition that affects your moods, which can swing from one extreme to another.
After declaring my bipolar, I was told I would no longer be covered - even if I paid a higher premium.
That’s why I’m calling on Bupa, the Financial Service Authorities and others to stop discriminating in this way and to offer those with mental health conditions travel insurance at a reasonable price.
Angry and upset, I made a complaint which they logged. Still to this day (nearly a month later) I’ve heard nothing back. I also took to social media to try and get my voice heard - but the only reply was "we will be in touch."
1 in 3 of us will suffer from some kind of mental health condition at one or more parts in our lives, sometimes our whole life.
Since that day, I have done some filming with the BBC about this issue, and have also spoken to Mark Rowland from the Mental Health Foundation about how I can help to make a change.
Only a handful of companies provide cover in the UK but the premiums people have to pay are sometimes up to 2000% more than someone without the condition.
Please help me to make a difference by signing and sharing !
If enough people get behind this campaign the right provision could be put in place for anyone with a mental health condition planning to take a well deserved holiday.
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