Stop the Use of the SSN for Credit & Identity Purposes!
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Back in October of 2017, the Trump administration was exploring ways to replace the use of Social Security Numbers as the main method of identification with consumer credit agencies in wake of Equifax’s massive data breach. Since then, the White House has eliminated the cyber security coordinator position that was focused on this issue.
Americans continue to suffer financial loss and opportunities due to the use of the Social Security Number as a major identifier. Not only are millions suffering from Identity Theft in the past, present and future because of this method of identification, there has and will continue to be consumer credit issues, employment issues, tax issues, and even law enforcement issues behind this number.
Far too many Americans are turned down for apartments and, or home loans because of this number which can and does lead to homelessness. Many employment opportunities are also denied due to this number being demanded by employers. Tax Return fraud has also reached an embarrassing high due to the IRS demanding the Social Security Number from taxpayers.
The irony is that the Social Security Number was never intended to be used in the way it has been over the last decades. The Social Security Administration assigned this number to workers in an effort to track retirement benefits. Now, in the words of Rob Joyce, the former White House Cyber Security Coordinator, "“We feel very strongly that the Social Security number has outlived its usefulness!”
Here are some of the benefits our bill will support:
1. Cause All Housing Suppliers to give an option of using SSN or PCN for credit
2. Cause All Employers to give an option of using SSN or PCN for employment
3. Cause All Consumer Credit Agencies to immediately remove and, or freeze all reporting of identity theft trade lines without the need of filing police reports for FREE indefinitely.
These new laws and policies with grant numerous benefits to American Citizens. Some of them will include Homelessness Prevention, Identity Theft Prevention Unlawful Arrest, and a New Profile to rebuild, and the option to live under the PCN Concept and out of Consumerism where desired.
One month spent on the breach of over 140 million American's personal information by is unacceptable. Our personal information can be used to destroy us at any time from now until the end of our lives and even after because of this breach and several others under the SSN. The SSN was never intended to be used as a major identifier. STOP THE DEMAND FOR IT NOW AND GIVE US AN OPTION BY LAW!
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