Stop Financial Censorship: Ban Visa, Mastercard, and PayPal from Controlling Expression

The Issue

Independent creators are being erased. Not by dictators or laws—but by credit card companies. Visa, Mastercard, and PayPal are forcing platforms like Steam and Itch.io to ban or bury entire categories of games and stories—legal works made by artists, writers, and developers around the world. Overnight, creators have lost income, visibility, and the ability to share their work, all because a handful of corporate executives decided it was “too risky.” No warning. No appeals. No public accountability.

This isn't just about adult games. This is about who gets to decide what counts as “acceptable.” If payment processors can blacklist content based on moral panic, then anything can be next. Political commentary. Queer fiction. Historical events that make people uncomfortable. If we normalize this kind of private censorship now, we are paving the way for a future where the financial system is weaponized against artists, journalists, and independent thinkers—anyone who dares to make something difficult, different, or raw. What starts with porn always ends with control.

This is the line in the sand. Over 20,000 titles are already gone. Developers are being ghosted by platforms too afraid to lose their payment pipelines. The next wave will come quietly—buried under new “policies” written to protect profits, not people. We cannot wait for it to hit closer to home. If we believe in freedom of expression, we must act now and demand legal protections that stop financial institutions from deciding what speech survives. Because if money decides what art is allowed—then we don’t have freedom. We have permission. And that’s not good enough.

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The Issue

Independent creators are being erased. Not by dictators or laws—but by credit card companies. Visa, Mastercard, and PayPal are forcing platforms like Steam and Itch.io to ban or bury entire categories of games and stories—legal works made by artists, writers, and developers around the world. Overnight, creators have lost income, visibility, and the ability to share their work, all because a handful of corporate executives decided it was “too risky.” No warning. No appeals. No public accountability.

This isn't just about adult games. This is about who gets to decide what counts as “acceptable.” If payment processors can blacklist content based on moral panic, then anything can be next. Political commentary. Queer fiction. Historical events that make people uncomfortable. If we normalize this kind of private censorship now, we are paving the way for a future where the financial system is weaponized against artists, journalists, and independent thinkers—anyone who dares to make something difficult, different, or raw. What starts with porn always ends with control.

This is the line in the sand. Over 20,000 titles are already gone. Developers are being ghosted by platforms too afraid to lose their payment pipelines. The next wave will come quietly—buried under new “policies” written to protect profits, not people. We cannot wait for it to hit closer to home. If we believe in freedom of expression, we must act now and demand legal protections that stop financial institutions from deciding what speech survives. Because if money decides what art is allowed—then we don’t have freedom. We have permission. And that’s not good enough.

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