The Problem:

Millions of UK drivers were unknowingly overcharged for their vehicles because of "hidden commission" arrangements between car dealerships and finance lenders. After it was legally proven that these practices were unfair, consumers were promised that a redress scheme would make things right.

​Instead, the system is being rigged in favour of the lenders.

​Major car finance firms, including Volkswagen Financial Services (VWFS), have launched legal challenges in the Upper Tribunal to suspend the FCA’s compensation scheme. They are actively trying to rewrite the rules so they can decide how much they pay out—or if they pay out at all. Because of these legal games, all compensation has been delayed until at least 2027.

​To make matters worse, former Chancellor Rachel Reeves previously intervened to protect lenders from a "windfall" compensation bill. As a result of that political pressure, the FCA's proposed scheme would give victims an average of just £700 to £830. Legal experts and consumer groups estimate that the true average owed is closer to £1,500.

​Working people are being short-changed to protect the profit margins of massive financial institutions who knowingly ripped them off.

​Our Call to Action:

We are calling on:

​Prime Minister Andy Burnham and Chancellor John Healey: Step in and reverse the Treasury's previous pro-lender stance. Do not let the legacy of the previous Chancellor short-change millions of drivers. The government must allow consumers to claim the full amount they were overcharged, not a heavily reduced average of £700 to protect corporate balance sheets.

​The FCA: Stand firm against the lenders’ legal bullying. Do not let firms like VWFS dictate the terms of their own punishment.
​We paid the hidden commissions out of our own pockets. It is our money, and it is time for the government and the regulators to force the lenders to give it back in full.

​Sign this petition to demand fair, full, and immediate compensation for the motor finance scandal.