Equality in Small Business Administration Lending


Equality in Small Business Administration Lending
The Issue
As someone who works in the adult entertainment industry, I have discovered that due to use of vague *legal* language, which pretends to be applicable to the adult industry but isn't, adult businesses of all sorts are prevented from applying for the Paycheck Protection Program and other SBA programs created in response to the current pandemic, and have essentially been "redlined" by banks, who similarly don't understand the legal meaning of the words being used.
When the SBA began accepting applications for its Economic Injury Disaster Loan program and its Paycheck Protection Program (PPP), it barred anyone from applying who "present[s] live performances of a prurient sexual nature or derive[s] directly or indirectly more than de minimis gross revenue through the sale of products or services, or the presentation of any depictions or displays, of a prurient sexual nature."
However, "prurient" has a specific legal meaning, which has been defined by the Supreme Court in its rulings on obscenity cases. It means a "shameful, unhealthy or morbid interest in sex"—and none of the adult movie producers, webcam companies, strip clubs or other adult businesses create "prurient" products—as evidenced by the fact that none of them have been charged with "obscenity" for more than ten years!
Please tell the SBA and the Justice Department to treat adult businesses fairly on SBA loans to help them survive the current COVID-19 pandemic crisis!
The Issue
As someone who works in the adult entertainment industry, I have discovered that due to use of vague *legal* language, which pretends to be applicable to the adult industry but isn't, adult businesses of all sorts are prevented from applying for the Paycheck Protection Program and other SBA programs created in response to the current pandemic, and have essentially been "redlined" by banks, who similarly don't understand the legal meaning of the words being used.
When the SBA began accepting applications for its Economic Injury Disaster Loan program and its Paycheck Protection Program (PPP), it barred anyone from applying who "present[s] live performances of a prurient sexual nature or derive[s] directly or indirectly more than de minimis gross revenue through the sale of products or services, or the presentation of any depictions or displays, of a prurient sexual nature."
However, "prurient" has a specific legal meaning, which has been defined by the Supreme Court in its rulings on obscenity cases. It means a "shameful, unhealthy or morbid interest in sex"—and none of the adult movie producers, webcam companies, strip clubs or other adult businesses create "prurient" products—as evidenced by the fact that none of them have been charged with "obscenity" for more than ten years!
Please tell the SBA and the Justice Department to treat adult businesses fairly on SBA loans to help them survive the current COVID-19 pandemic crisis!
Petition Closed
Share this petition
The Decision Makers
Petition Updates
Share this petition
Petition created on April 27, 2020