As a concerned citizen, and like many others, I am being priced out of my homeowners and car insurance. Ever since Covid-19 hit and ended, coupled with inflation, the rates have been increasing at an alarming rate with each renewal. In states like Texas, shopping around for better rates is not even an option as some insurance companies refuse to write new policies. This leaves us no choice but to pay whatever we're told.

For many families, including mine, the cost of maintaining these policies has become more than rent or healthcare expenses. My car insurance and homeowners' premiums are now higher than my house payment - a situation that's far from sustainable.

This isn't just about me; it's about countless others who are in the same predicament. Many people I know have dropped their coverage because they simply cannot afford it anymore.

We need immediate intervention from our lawmakers to regulate this industry and prevent such unjustifiable increases in premiums. According to data from the National Association of Insurance Commissioners (NAIC), average home insurance costs increased by 3.3% in 2018 alone - a trend that has only worsened since then due to external factors such as Covid-19.

It's time for our voices to be heard on this issue that affects so many American households directly. Please sign this petition urging our legislators to take action against skyrocketing home and car insurance rates now!