This has been a long and painful journey.
A maze of deception, orchestrated with precision and purpose—to conceal the truth.
And now, you know the truth.
Hidden in government files. Concealed in secret agreements. Buried in Hansard archives.

My path to understanding has not been easy.
I am a severely disabled person living with a brain injury, and yet, somehow, I have managed to complete the labyrinth.

They didn’t count on that.

Not because I had spare time.
But because I am severely disabled. I need accommodations. That’s not a luxury—it’s a basic need.
I counted on my CPP.
I made the contributions.
I have a severe, prolonged disability.
I was found eligible.
I was approved.

And still—a single agreement, signed without my knowledge, without legislation, took it all away.
It has happened to many severely disabled Canadians before me—since the 1990s.
Help me stop this practice before it happens to more Canadians.
Maybe even you.

I didn’t plan to become severely disabled.
I didn’t ask for it.

Life happens. And then we respond.
This petition is my response.

Life with a severe disability is difficult enough.
But it pales in comparison to the betrayal by the very systems meant to help.

I spent my life helping others.
It gave me purpose. It gave me worth.

That value felt lost when I became severely disabled.
There were days I could barely help myself.

But I found a way.

Through pain, confusion, and silence—I uncovered the truth.
And now, I’ve uncovered the tools for you to fight back.

You now know about the secret agreement—the one that lets insurers take your CPP Disability pension without your knowledge or consent. With assistance from a government minister. And a loophole. That takes your pension. Your dignity. Your ability to be functionally independent.

If your insurer has signed one of these agreements, you have a right to know.
File a request through Access to Information.
Get a copy of the agreement.
Arm yourself with knowledge.

Bring that agreement to your collective bargaining table.
It is bad faith to advertise wage replacement benefits and then secretly enter into agreements designed to avoid paying them.

If an insurer deducts your CPP Disability, ask for the legislative authority.
Workplace policy does not override federal law.
The Canada Pension Plan prohibits seizure.
The agreements don’t authorize it either.

But that’s the trick:
Keep the agreements hidden, and Canadians won’t know what they say.

The tide is turning.

They call it equity. Take pensions from severely disabled Canadians to keep premiums cost low for able bodied workers. I call it wrong. I call it discrimination. Against a Charter protected group. The discrimination lies in the treatment of Canada Pension. Recipients eligible for CPP who are retired, get to keep their pensions. But if the reason for CPP is disability, it is taken away. To create a financial incentive—encouraging return to work.

These companies made a deliberate application to access your CPPD.
They didn’t have to.
They chose to.
And then they kept it a secret.

Class action lawsuits have already been settled where insurers wrongfully deducted CPPD.
The deception is being revealed.
Now we know the root cause of the deception: Section 65(3).
That is the beast we need to slay.

One of the hardest lessons I’ve learned through this ordeal?
Ask for help.

So I’m asking.

We need to raise awareness.
We need to protect the people who contribute to CPP believing it will be there when tragedy strikes.

I’ve spent my life helping others.
Now I rely on you—to carry the message, to speak the truth, and to fight for the dignity of people like me.
Fight for your pension before you become severely disabled and it’s taken from you.
You earned it.
It came from your labour, your contributions—your sweat.

There is one group in Canada that can receive CPP benefits without receiving a financial benefit:
Convicted murderers.

Severely disabled Canadians are being treated the same as convicted killers.

Let that sink in.

We’ve done nothing wrong.
And yet we are punished in one of the cruelest ways possible—
By taking away the pension we paid for.

A pension meant to help us live with restrictions.
A pension meant to preserve independence and dignity.

That dignity has been lost in a labyrinth of deception.
Systems and agencies designed to help have met me with silence.
I used that silence to build steadfast determination.
I found another way—the power of people.
To raise awareness.
To demand change.

Sign.
Share.
Email.
Talk.

I will add this petition to my Private Members Bill.
We need change. Severely disabled Canadians need their pensions.
We paid the contributions.
We have an enabling disability.
We deserve our pensions.

Let’s make it happen.