To the North Carolina General Assembly Across our state, more than 15,000 Homeowners Associations (HOAs) govern neighborhoods where millions of North Carolinians live. These associations were meant to protect property values and manage common spaces — but too often, they operate with little oversight, minimal transparency, and unchecked power. Homeowners are reporting: Financial abuse — hidden fees, questionable spending, and lack of accessible records.
Erosion of rights — rules and fines imposed without proper homeowner input.
Harassment and intimidation — boards and management companies targeting residents who speak up.
Foreclosure abuse — families losing homes over minor or disputed fees. North Carolina is one of the few states with no meaningful state oversight of HOAs. While other industries and governing bodies are held accountable, HOAs — which control billions in property and affect daily lives — remain largely unregulated. This lack of oversight has real consequences. Seniors on fixed incomes are losing their homes. Veterans and working families are being priced out by arbitrary fines. Communities are divided instead of supported. Homeowners are left with nowhere to turn. We believe North Carolina families deserve protection, fairness, and transparency. We, the undersigned, call on the North Carolina General Assembly to: Establish a state oversight agency with enforcement power to regulate HOAs. Require financial transparency and homeowner access to budgets, records, and contracts.
Protect homeowners from abusive fines, foreclosures, and retaliation.
Guarantee fair voting rights and democratic input for all property owners. This is not a partisan issue. It’s about basic fairness, accountability, and protecting the American dream of homeownership. North Carolina families cannot wait any longer. We urge lawmakers to act now and pass comprehensive HOA reform legislation. Add your name today to demand change. Together, we can protect homeowners across North Carolina.