We, the undersigned, urge immediate action against the growing and systematic abuse of homeowners, tenants, and property owners by predatory entities, banks,  through programs like the Third Party Transfer Program (TPT) under the auspices of Article 11 of the New York State Private Housing Finance Law (PHFL), and financial institutions seeking to profit at the expense of vulnerable individuals and communities. This petition calls for an end to the solicitation of harassment to force property sales, the rampant foreclosure fraud, and deed theft through programs like TPT (Third Party Transfer). We also demand accountability from our government officials—including District Attorneys (D.A.s), Attorneys General, and the Department of Justice (DOJ)—who have failed to protect the public by refusing to investigate these widespread abuses.

The unchecked power of banks, real estate developers, and lobbyists has resulted in devastating consequences for families and communities. The lack of investigations into foreclosure fraud, wrongful litigation, wrongful arrests, and bankruptcy proceedings has led to an increase in property theft, displacement, and financial ruin. Rubberstamping cases in housing courts and even at the Supreme Court level have allowed fraudulent practices to flourish, while government officials prioritize the interests of powerful lobbyists over the needs of the people they are supposed to serve.

Solicitation of Harassment to Sell Property: Coercion and Intimidation

One of the most disturbing trends is the targeted harassment of homeowners, particularly those in condominiums and low-income housing, by real estate developers, investors, and predatory buyers. These individuals and entities use aggressive and coercive tactics to pressure property owners into selling their homes. They often engage in relentless solicitation, intimidation, fraudulent offers, and even the manipulation of legal processes to force property sales below market value.

Vulnerable populations—including elderly homeowners, low-income families, and minority communities—are disproportionately affected by these tactics. Many are unaware of their legal rights or lack the resources to defend themselves against these powerful forces. The constant pressure to sell, combined with the fear of financial instability, leaves many feeling they have no choice but to surrender their homes.

Foreclosure Fraud and Deed Theft: A Growing Crisis

Foreclosure fraud has become a nationwide crisis, with banks and financial institutions leveraging their power to unlawfully seize homes through fraudulent practices. Homeowners often find themselves facing foreclosure despite not having missed a single mortgage payment or having minor discrepancies that are exploited by banks. The courts, rather than providing a fair review of the facts, often rubberstamp these foreclosure cases, allowing banks to take possession of homes without properly investigating claims of fraud.

Deed theft through programs like TPT is another devastating tactic used to strip property owners of their homes. Originally designed to rehabilitate abandoned properties, the TPT program has been exploited by developers to transfer property deeds from law-abiding owners without their consent or knowledge. These fraudulent transfers have led to wrongful evictions and the theft of generational wealth, particularly in minority communities.

Government Failure: Neglecting the People

Despite the widespread nature of these abuses, government officials have largely ignored the issue. District Attorneys, Attorneys General, and the DOJ have consistently failed to investigate or hold accountable the banks, developers, and financial institutions responsible for these fraudulent actions. Instead, these officials appear to be influenced by powerful lobbyists who prioritize profits over justice and human rights.

The judiciary has similarly failed to protect the people. Housing courts and even the Supreme Court have become complicit in the problem by allowing rubberstamping of cases without proper scrutiny. Homeowners are often subjected to wrongful arrests, forced bankruptcy, and displacement as a result of rushed and unjust court decisions that favor the interests of financial institutions over individuals.

Our Demands: Immediate Action for Justice

We, the undersigned, demand that government officials take immediate action to end these injustices and protect the rights of homeowners, tenants, and property owners. Specifically, we call for the following actions:

1. Investigate Solicitation Harassment and Foreclosure Fraud: We demand a full investigation into the predatory practices of solicitation harassment, foreclosure fraud, and deed theft through programs like TPT. Banks, developers, and financial institutions must be held accountable for their unlawful actions.

2. End Rubberstamping in Courts: The courts must cease the practice of rubberstamping foreclosure and eviction cases without proper investigation. Housing courts and the Supreme Court must take the time to thoroughly review each case to ensure that fraud, harassment, or other wrongful actions are not at play.

3. Provide Restitution for Stolen Properties: Homeowners and tenants who have lost their properties due to fraudulent foreclosures, wrongful litigation, or deed theft must receive restitution. Families who have been wrongfully displaced deserve justice and compensation for the loss of their homes and livelihoods.

4. Moratorium on Foreclosures and Deed Transfers: We demand an immediate nationwide moratorium on foreclosures and TPT deed transfers until proper investigations are completed. This moratorium will provide homeowners and tenants with protection from further harassment and displacement while ensuring that justice is served.

5. Sanction Banks and Financial Institutions: Banks and financial institutions that have engaged in fraudulent practices, harassment, or wrongful foreclosure must face serious sanctions. The unchecked power of these entities has caused immense harm, and they must be held accountable for their actions.

Conclusion

The time for action is now. We, the undersigned, demand that our elected officials and government agencies stop prioritizing the interests of lobbyists and financial institutions over the rights of the people. The ongoing solicitation of harassment to sell property, foreclosure fraud, wrongful litigation, and deed theft must come to an end.

By signing this petition, we are calling for accountability, transparency, and justice for all homeowners, tenants, and property owners who have been victimized by these predatory practices. We demand that the government uphold its responsibility to serve the people and put an end to these unlawful actions once and for all.

Sign this petition and stand up for justice! Protect property rights and demand accountability from our government officials!