Canadians are living longer and many seniors want — or need — to continue working.

But under the current system, seniors who continue to work are often penalized with higher taxes because their earned income is stacked on top of CPP and OAS benefits.

Instead of encouraging productivity, experience, and independence, the system discourages seniors from contributing to the workforce.

Seniors  have spent decades contributing to Canada through taxes and payroll deductions.

The Canada Pension Plan was funded by workers and employers — not the government.

Yet when seniors continue to work, their CPP and OAS benefits are often treated in ways that push them into higher tax brackets, reducing the financial benefit of staying active and productive.

Single seniors face an additional unfair reality.

When a single Canadian dies, their CPP contributions largely disappear back into the system, even though those contributions were made over an entire working lifetime.

Married couples may benefit from survivor pensions, but many single Canadians never see the full value of what they paid into the system.

Some argue that seniors should simply defer CPP or OAS to avoid tax consequences.

But life expectancy is not guaranteed.

Many Canadians cannot afford to gamble with the benefits they spent their entire careers paying into.

Seniors should not have to bet on how long they will live in order to receive fair treatment.

We call on the Government of Canada to review and implement fairer tax treatment for working seniors, including options such as:

• Reducing the tax penalty on employment income for seniors receiving CPP or OAS
• Allowing higher tax-free earnings thresholds for working seniors
• Creating fairer treatment for single seniors who receive no survivor benefit
• Encouraging continued workforce participation by older Canadians

Canada should celebrate seniors who remain active, experienced, and willing to contribute.

Working seniors are not asking for special treatment — only fairness.

It is time to modernize policies so that Canadians who choose to keep working are supported, not penalized.

This petition was started by a working Canadian senior advocating for fairness for all older Canadians.

In addition to this petition - here is a link to the House of Commons official petition:  

https://www.ourcommons.ca/petitions/en/Petition/Details?Petition=e-7365