To [Target, e.g., U.S. Congress, Federal Trade Commission],

We, the undersigned, demand the immediate establishment of the Federal Consumer Auto Protection Agency. This body will address critical issues within the auto sales and financing industry, enforcing regulations to ensure fairness, transparency, and consumer rights protection.

Key Issues and Comprehensive Solutions:GPS Tracking and Consumer Compensation: Many dealerships install GPS devices in vehicles for purposes that extend beyond navigation, including insurance adjustments and repossession tracking. We insist on mandatory compensation for consumers whose GPS data is utilized for commercial purposes, thereby impacting privacy and insurance rates.

Transparent Vehicle History and Specifications: The creation of a national vehicle database is imperative. This online resource will detail factory specifications for each vehicle sold in the U.S., enabling consumers to verify dealership claims about vehicle features and prevent fraudulent "double dipping" practices.

Standardized and Fair Sales Practices: We demand strict regulations that require dealerships to transparently itemize what is included in the sale price of a vehicle and what constitutes an additional charge, thereby eliminating misleading sales tactics.Prevent Predatory 

Financing: Particularly for consumers with middle to low incomes, we propose that all auto financing contracts undergo review by the new agency before signing, to ensure these agreements are free from predatory terms and conditions.Regulating Insurance and Repossession Practices: Establish guidelines for ethical GPS data usage and ensure that repossession practices are conducted fairly, respecting consumer rights and due process.

Our Demands:Creation of the Federal Consumer Auto Protection Agency: This agency will have comprehensive authority to monitor, regulate, and enforce laws against unfair practices in auto sales, financing, and related areas.Development of a National Vehicle Database: This database will ensure transparency and provide consumers with essential information to make informed decisions.

Mandatory Contract Review for Vulnerable Consumers: Implement a system where auto financing contracts for middle to low-income consumers are reviewed by the agency to prevent predatory lending.Consumer Education: Initiate educational programs to inform consumers about their rights and the details of vehicle purchasing and financing.

Conclusion: The establishment of this agency and the implementation of these measures are crucial for protecting consumers from exploitation and ensuring a fair, transparent automotive market. We count on your commitment to reforming these practices and fostering a trustworthy environment for all car buyers.Thank you for considering this urgent call for action. Your leadership is vital in bringing about significant change and enhanced protections in the auto industry.