Florida homeowners are facing an unprecedented crisis. The cost of homeowner's insurance premiums is skyrocketing, far outpacing wage growth and the rate of inflation. In many locales, home and car insurance rates have tripled. This is due to limited competition in the market and a global premium “punishment” system for claims payout, whether legitimate or not. Furthermore, there are instances where legitimate claims are not being paid out, forcing homeowners to bear out-of-pocket expenses for roof replacements or litigation costs.

This situation is untenable. Many Floridians have worked hard to secure their homes; they should not be at risk of losing them due to exorbitant insurance premiums. According to data from the National Association of Insurance Commissioners (NAIC), Florida has one of the highest average homeowner’s insurance rates in the United States.

We call on our state representatives and regulatory bodies overseeing insurance practices to address this issue urgently by implementing fair pricing policies that reflect actual risks without punishing homeowners unduly for making claims.

Sign this petition if you believe that every Floridian deserves access to affordable homeowner's insurance premiums!