Medical debt is unlike any other debt, and it’s time our credit reporting system recognized that.

For millions of Americans, medical debt isn’t a choice—it’s a consequence of life-saving treatment or unexpected emergencies. Yet this debt haunts credit reports, undermines access to housing, employment, and financial security, and disproportionately impacts those already vulnerable.

The Consumer Financial Protection Bureau (CFPB) has proposed a critical rule that would ban medical debt from credit reports entirely, ensuring fairer treatment for consumers. Here’s what’s at stake:

• Millions affected: 43 million Americans currently have medical debt on their credit reports.
• Systemic flaws: The CFPB has found medical debt to be rife with inaccuracies and far less predictive of creditworthiness than other debts.
• Widespread harm: Errors in medical billing and reporting often force consumers to pay debts they don’t even owe.

The CFPB’s proposal is a monumental step forward, but it’s not yet law. Corporate lobbyists and industry groups are working behind the scenes to delay or weaken this rule.

We need public pressure to ensure this reform doesn’t falter. By signing this petition, you’re demanding the CFPB finalize this rule immediately.

Together, we can:

• Stop medical debt from ruining lives and credit scores.
• Prevent debt collectors from using credit reports as leverage.
• Build a fairer system where medical care doesn’t equate to financial catastrophe.

Medical debt isn’t just a financial issue—it’s a justice issue. Sign the petition today and join the fight to eliminate medical debt reporting once and for all.