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The United States Department of Housing and Urban Development (HUD) is a government agency responsible for national policy and programs relating to America's housing needs. Established in 1965, its responsibilities encompass the nation's housing industry, aiming to increase homeownership, support community development, and increase access to affordable housing. The HUD functions to protect consumers, enforce fair housing laws, and furnish information to assist communities in meeting their development needs. In addition, it aids in the battle against homelessness and promotes economic and community development.