As someone who has personally experienced the consequences of insurance claims being handled by untrained and unlicensed individuals, I am calling for a change. In recent years a couple companies have grown into massive conglomerates worth hundreds of millions of dollars. Their business model? Employing unlicensed and untrained individuals to perform inspections for insurance companies. This practice is not only unethical but also detrimental to all insured parties. Many policyholders are being shortchanged by incomplete inspections or misled about damage.

An inspection requires meticulous attention to detail and it is crucial that every bit of damage is accounted for, ensuring that the insured party can fully recover. However, there are countless individuals being informed that their claims hold no damage or only partial damage due to incomplete inspections.

The lack of professional scrutiny in these inspections often leads to missed damages or overpaid claims. This results in higher premiums for everyone, affecting us all directly or indirectly. The need for detailed inspection from licensed adjusters cannot be overstated.

This situation is not just a personal issue; it's a widespread problem affecting many insureds across our nation. According to data from the National Association of Insurance Commissioners (NAIC), consumer complaints about claim handling have consistently ranked among the top five issues in recent years.

According to a report from The Institutes Risk & Insurance Knowledge Group, inaccurate claim evaluations can cost insurers up to 25% more per claim (The Institutes Risk & Insurance Knowledge Group, 2019). This unnecessary expense is ultimately passed onto policyholders through higher premiums - an unjust consequence for those already facing potential loss or damage.

We demand that all insurance claims be investigated by a licensed insurance adjuster. This will ensure fairness, accuracy, and trustworthiness in our system - values that should never be compromised. Furthermore, this will protect both insurers and insureds from potential financial losses.

The integrity of our insurance system depends on fair and accurate investigations - let's fight together for this crucial reform. Please sign this petition urging lawmakers to mandate licensed adjusters for all claims investigations.