Dear all, Medishield Life is now exempt for eligible Overseas Singaporeans!! (Some still do not know so pass the word on!) I have attached the link below for anyone who have questions about how to apply for this. https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/medishield-life-coverage-for-overseas-singaporeans0.html We started this petition, wrote to our embassies, organised press releases and pressed our local ministers to raise our concerns in parliament! Through REACH SG, I've also had the opportunity, alongside selected fellow petitioners, to have a Facebook Chat with 2 members from the Medishield Life Council, and have our voices heard. It took more than a year but our efforts were not in vain. Thank you for all the nice messages I have received from you all. It was very very encouraging to know I've helped to make an impact in your life. I wanted to use this opportunity to highlight that I did not do this alone. Only with the help of many, and most particularly JUSTINA LEE MYERS, this was made possible. Please also do redirect your THANK YOUs to her personally on Facebook! I love this ultra resourceful lady! She was the one who got us all the press coverage! Her devotion to this cause was undying! Some have claimed that CPF/MOH have made the exemption process very difficult. The major complaints are:- 1. You must have changed your NRIC address, to your overseas address, physically at an SG Police Station, before you can apply. (NOTE. You can always apply later and seek retrospective repayments taken from your CPF. Just do this whenever you go back to visit family in SG and they will refund your previous payments.) 2. Proving affordability/coverage for Overseas Treatment. (NOTE. It's easier for those based in countries with state healthcare like the UK, and tougher in countries that depend on insurance. Having to prove this is inevitable since the very core of our petition is to avoid a double whammy - having to pay both overseas and local cover. If there is a chance that you have to be repatriate back for medical treatments due to the inability to afford treatments, you will still need to be covered by MSL.) 3. Payback when you return with 4% compound interest. (NOTE. This seems like a real punishment but it's not really. If we don't pay for MSL, our CPF continues to pay interest. Hence, it's just to "right the wrong" and ensure that it's fair to local Singaporeans who have not received their 4% on their MSL payments. Yes, I agree it doesn't solve the fact that the repayment clause means we still get hit with having to pay double for overseas and local medical coverage. The only thing I would say is, apply first. MSL is proving to be inadequate cover for Singaporeans and they are making a lot of changes. Soon, they will realise that they need a more aggregated system of healthcare coverage. There is a real chance that MSL becomes integrated into another program or is cancelled altogether. So yes, apply for the exemption now and hope we never need to see the day we get hit with repayment penalties.) Congratulations to us all! This took more than a year but we pulled through collectively as a group! Well done, us! Good luck with your exemption application. Write to me on Facebook Messenger if you face any problems and I'll see if I can try to help. Best Regards, Juliet.