To: The U.S. Department of Veterans Affairs, Mortgage Servicers, Congress, and State Leaders

Every day, more veteran families are losing their homes—right now, in real time—while a solution already exists.

On July 30, 2025, the VA Home Loan Program Reform Act (Partial Claim Act) was signed into law. This historic legislation gives veterans a new lifeline through the Partial Claim program, allowing them to apply for payment relief and keep their homes.

But there’s a dangerous gap: the law is signed, yet the program isn’t active. Mortgage servicers are still moving forward with foreclosures on veteran families who should be protected under this Act.

This is not just paperwork—it’s lives, homes, and futures.

 
📊 The Reality Right Now
VA foreclosure filings are up 428% compared to last year.
Thousands of veteran families are in active foreclosure proceedings.

Once a foreclosure is complete, there’s no way to undo the damage—a veteran family is permanently displaced, often leading to homelessness, financial ruin, and long-term trauma.

If we don’t act immediately, families will lose their homes before they ever have the chance to apply for the very protections Congress intended for them.

 
🚨 We Demand an Immediate Pause on All Veteran Foreclosures Until the Partial Claim Program Is Implemented
Our Call to Action:

The VA must issue an emergency order halting all foreclosures on VA-backed loans until the Partial Claim program is active.
Mortgage servicers must immediately suspend foreclosure proceedings and notify veteran borrowers of their upcoming rights.

Congress and state leaders must ensure oversight so no veteran family is left behind during this transition.
 
💔 What Foreclosure Really Means for a Veteran Family
Imagine a veteran family—let’s call them the Johnsons.

Sgt. Johnson served two tours overseas. When he came home, he and his wife finally used his VA Home Loan benefit to buy a modest house where they could raise their kids. That home represented safety, stability, and the American Dream he had fought to protect.

But when Sgt. Johnson suffered a service-related injury and his wife’s job hours were cut, they fell behind on their mortgage. They asked their lender for help, but the options were limited. By the time they heard about the new Partial Claim program, they were already facing foreclosure.

The heartbreaking truth? If the foreclosure goes through before the program is fully active, they will lose their home forever—even though help is already signed into law.

This isn’t just happening to the Johnsons. It’s happening to thousands of veteran families across the country—families who are holding on by a thread, waiting for the chance to apply for the assistance Congress has already approved.

Foreclosure doesn’t just mean losing four walls and a roof:

Children are uprooted from their schools and communities.
Veterans struggling with PTSD or disabilities face additional stress and instability.

Families who fought for our country are left without a place to call home.
The Partial Claim program is supposed to be their safety net. But unless foreclosures are paused now, too many veterans will slip through the cracks before the program even starts.

 
✊ Why This Matters
Our veterans did not hesitate when their country called on them to serve. They fought for our homes, our freedom, and our families. Now, when they need us most, we cannot allow them to be cast aside.

Housing is stability. Housing is dignity. Housing is survival.

If even one veteran family loses their home while waiting for this law to take effect, we have failed them as a nation.

This is not charity—it is justice.

 
👉 Sign this petition today to demand a nationwide pause on veteran foreclosures until the Partial Claim program is fully in place. Together, we can ensure no veteran family loses their home before they’ve had the chance to access the help they’ve already been promised.

Veterans kept their promise to us. Now it’s time for us to keep ours.