It is the season for giving.  We find a reason for caring.  Yet, from the experiences from many homeowners that the folks there in Roxbury on MLK Boulevard, have an alternative definition of philanthropy.  This "non profit" organization will polish off the rust from the Mr. Potter wheelchairs.  They are drinking punch-drunk cider, popping wheelies, gloating all the profits they have made at the expense of distressed homeowners from Massachusetts to Maryland. 

Pass the gifts and glee with your "Yankee" swap.  Take cover from your shallow post of affirmation to Black Lives Matters on your webpage.  All the while, the gentleman in Mattapan walks past his once 1st floor home now foreclosed on by the gang on MLK Blvd in his most dire time.  Now he labors up the stairs to the 2nd floor apartment he's become the permanent guest with his relatives.  All the while, there is the former nurse from Lynn, a survivor of breast cancer.  Her holiday is not gleeful.  Instead of refinancing her home to a lower mortgage rate, to rightful take advantage of her wealth equity, no she is confined with the Shared Appreciation Mortgage of 50% from BlueHub Capital.  She will have to literally shimmy up and down her stairs dues to her bad knees a little longer, until she can find a way out of the pay or stay program.  This minority homeowner bamboozled from attaining wealth equity.  Take a bow, non profit foreclosure prevention organization.

String your ornaments and tinsel.  Collect your riches like Mr. Potter.  The truth rises to the top.  Your nights will not always be restful.  The past, present, and future from the harm you have caused to countless, decent homeowners; not looking for a handout but a hand up; who you turned their vulnerability on its head for a return on profit will come to rest at your hearth.  The scythe will swing and your time will be up!