College expenses have been on the rise with every new year and many families, particularly of the middle income bracket, have been impacted the most by this trend. According to the U.S. Bureau of Labor Statistics (BLS), "In October 2017, 66.7 percent of 2017 high school graduates age 16 to 24 were enrolled in colleges or universities." This is down from 69.7 percent the year prior. Additionally, The National Center for Educational Statistics has exposed a 2017 report titled, Repayment of Student Loans as of 2015 Among 1995-96 and 2003-04 First Time Beginning Students: First Look, identifying federal student loan repayment findings from the 60% of students who were granted federal educational loans. One of these findings concluded "Twelve years after beginning postsecondary education in 2003–04, some 20 percent of borrowers had fully paid off their loans without defaulting and 27 percent had defaulted on at least one loan." This crucial concern is one that I, as a single parent, 529 account holder, and parent PLUS loan borrower, can attest to, having had twins attend colleges in two different states with limited scholarships and federal financial aid awards. If student debt is largely unavoidable, as Mark Kantrowitz, publisher of financial aid websites FastWeb and FinAid, is quoted in the BLS’ Occupational Outlook Quarterly (Spring 2013), then debt repayment must be addressed in an unlimited and innovative fashion. Bottom line is...the college "dream" is expensive as heck, and with, seemingly, no intended cost decline in sight! Therefore, the current outlook for repayment options requires dramatic improvement. Academic savings plans voluntarily initiated by and subsidized with consumer earnings should also be utilized by account holders for any educational-related expense (to include student loans) just as IRAs are available for retirement purpose. Both private companies and the federal/state governments can (and should!) willingly assist to rectify this impending financial debt bubble on the verge to explode! No one is guaranteed "tomorrow". If you genuinely care enough, join us today in kick-starting this essential change for the future advancement of our precious youth and future leaders, for the future of each community, our economy, and to preserve the practicality of our family financial budgets!