I never imagined I would be here — fighting for the very pension I paid into my entire working life.

CPP is not a gift. It is not a handout. It is a mandatory contributory pension, created to provide a benefit for past service when we leave the workforce — whether through retirement or disability.

Like millions of Canadians, I believed my contributions were safe. I believed CPP was my investment, there for me when I needed it most.

But what I discovered shattered that belief.

The federal government has been quietly entering into secret agreements with private insurers — without our knowledge, notice, or consent. These agreements allow insurers to reclaim our CPP Disability benefits, treating our pensions like their private assets. 

To realise this practice exists to create a “financial incentive” to push me back to work causes pain deep to my inner core. My brain is exposed; I cannot safely work at any occupation. I live every day with the fallout of my medical condition. I don’t need to be punished too. I don’t need encouragement — I need support through the accommodations I believed my CPP would provide. Nowhere in the Canada Pension Plan does it state that contributions were collected to benefit the private sector.

So now, the private sector has found a way into CPP. I watch and wonder — will retirement pensions be next? I’ve also watched the centralization of employment pensions, consolidating them under single provincial umbrellas. Is this move to benefit employees — or to benefit the entities controlling the funds? Disabled people may have been the low-hanging fruit — a practice tested on us before the main run.

This isn’t just about me. This affects every single contributor to CPP. If the government can quietly redirect disability pensions through private contracts today, what stops them from doing the same with retirement pensions tomorrow?

I felt blindsided. Betrayed.

I asked questions. At first, I was ignored. Then deflected. Now, my questions echo off a wall of silence.

This isn’t just a policy dispute. It’s about trust. It’s about the promise that when we pay into a public pension, it will be there for us — not siphoned away behind closed doors.

I am fighting because silence protects the agreements, not the people.

And I cannot do it alone. I need your voice beside mine:

Sign the petition.
Share it widely.
Ask questions. Demand answers.
CPP belongs to the people who pay into it — not to private insurers, not to secret agreements, and not to a system that hides behind silence.

Together, we can break that silence.