Petition Update: We Are Not Liabilities

Every time I speak out, I hear from others like me — people whose lives changed overnight due to severe disability, only to discover their CPP Disability (CPPD) pensions were being quietly taken by private insurers through secret agreements with the federal government.

We were not warned.
We did not consent.
We are not alone.

Under Section 65(3) of the Canada Pension Plan, private insurers are permitted to reach into our public pensions — not through transparent legislation, but through backdoor agreements hidden from the very people they affect. These agreements are signed in secret, without notice, consent, or appeal.

The impact is devastating. These aren’t technical deductions — they are life-altering losses that strip away financial security and human dignity.

I live with permanent neurological damage from a brain tumor and traumatic brain injury.
I fought for years just to understand why the pension I paid into — and was deemed eligible for — was being redirected to an insurance company that had already received premiums.
I was left without accommodations, without protection, and without the dignity of being treated as someone who mattered. I have been met with a wall of silence designed to protect the status quo. Liabilities impact the bottom line — and so, we are erased.

This is not about one bad policy — it’s about a system that sees disabled Canadians as financial liabilities to be managed, not human beings to be supported.
A system that allows insurers to double dip while severely disabled people are left to suffer — without the financial means to accommodate even their most basic needs.

Section 65(3) has no ameliorative effect. It does nothing to improve the lives of disabled people — it distracts, diverts, and destroys. It takes away a pension whose only requirements were contributions and eligibility, and turns that promised support into a windfall for insurers.

Let that sink in: my disability pension — my investment — is going to an insurance company, while I am told to be grateful for what little I’m allowed. I’m not even deemed worthy of accommodations funded by my own earnings. What does that say about how our system values the lives of people with disabilities?

This petition isn’t just for me.
It’s for every Canadian who believes the CPP is there to protect them if they become disabled.
It’s for everyone who contributes in good faith — only to be betrayed by secrecy and silence when they need support the most.
If we remain silent, the quiet privatization of our public pensions will continue — unchecked, unchallenged, and at the expense of the most vulnerable.
I’m trying to stop the privatization of our CPP before you realize — too late — that your years of contributions have built a pension the private sector now claims as its own.

 
We need change.

✅ End the secrecy
✅ Repeal Section 65(3)
✅ Stop treating disabled people as burdens
✅ Protect the pensions we’ve earned

If you haven’t already, please sign and share. Help expose this hidden injustice and demand the dignity, transparency, and protection that all contributors deserve.

#Repeal65_3 #CPPDJustice #ProtectDisabilityPensions #StopInsuranceClawbacks