I need your help with something that affects every Canadian who pays into the Canada Pension Plan (CPP).

Right now, private insurance companies are taking CPP Disability (CPPD) pensions—pensions meant to support people who are severely disabled and can no longer work.

If we allow the pensions of disabled people to be quietly taken—just because they also had insurance—what’s to stop other pensions from being taken next?

Think about that.

Imagine paying into a public pension your entire working life, only to find out there’s a loophole—a hidden clause that allows your pension to be handed to the private sector, without your knowledge and without your consent.

That’s where I’m at.

I’m eligible for a CPP Disability pension. I contributed. I was approved. I am severely disabled.
But instead of supporting me in my time of need—my pension is going to an insurance company.

And I’m still here—struggling with the real costs of a severe disability, unsupported.

This petition is not just about me.
It’s about a publicly funded pension that now benefits the private sector.
And that should concern us all.

 
If we stay silent, it sets a dangerous precedent:

What if one day your retirement pension is reduced—just because you have another income source?
What if CPP starts becoming something you might not get, not based on what you contributed—but on what else you have?
This isn’t about “getting extra.”
It’s about not losing what we’ve paid into.
It’s about fairness.
It’s about trust.
And it’s about protecting the integrity of the Canada Pension Plan.

These disability pensions were earned through years of work and contributions, just like CPP for retirement.

But if someone also had long-term disability insurance (like many Canadians do through work), the government lets insurance companies take the CPPD money—instead of giving it to the person who earned it.

Let me be clear:

➡️ This is not about double-dipping.
➡️ This is not about someone getting more than they deserve.
➡️ This is about people being denied what they paid into—because of a quiet deal made behind closed doors.

Most people don’t know this is happening. And worse, many think it’s okay.

But ask yourself:
Should a public pension be taken just because you also had insurance?

If that sounds wrong to you—it’s because it is.

 
This is all happening because of a loophole in Section 65(3) of the Canada Pension Plan Act.

It allows private insurers to request that CPPD benefits be sent to them—not the disabled person who earned them.

And the Minister just signs off—with no notice, no oversight, and no warning.

We pay into CPP believing it will be there if we retire or become disabled.
We trust that promise.
But if we allow that trust to be broken in silence—who will be next?
 

First they came for the disabled pensions… and most people stayed silent.
Because it wasn’t their pension.
But one day, it might be your retirement pension.
Will that be okay too?

Disability might not personally affect you.
But CPP does.

Tomorrow is never promised. And disability is not an exclusive group. I found that out the hard way.  My fight for fairness and dignity might be your fight, tomorrow.

A pension is a pension—until the government quietly decides it isn’t.
And then, without your knowledge or consent, it’s handed to the private sector.

That’s not just bad policy.
That’s a quiet betrayal of every Canadian who paid into this system in good faith.

This could be your sister. Your child. Your spouse. Even you. If we don’t speak up now, who will speak up for us later?

Please Share. Please Sign. Please talk. Let's raise awareness.
I hope this message helps more people understand the real issue.

This isn’t about insurance.
It’s about justice, trust, and the promise of a public pension.

Please sign. Please share.
Let’s find out why our pensions are being used to benefit the private sector.

We deserve answers. And we deserve better.