BELLO, CACDAC & OLALIA, RESIGN if NLEX mishap victims' insurance claims remain unsettled

The Issue

BELLO, CACDAC & OLALIA, RESIGN if NLEX mishap victims' insurance claims remain unsettled

 

For DOLE secretary Bello, OWWA administrator Cacdac and POEA admin Olalia to resign if NLEX mishap victims' insurance claims are now not completely settled still

 

NOT a bit to taint the anti - corruption drive of the President (RODRIGO "DIGONG " ROA DUTERTE), it is best for Department of Labor and Employment (DOLE) secretary Silvestre H. Bello III, Overseas Workers Welfare Administration (OWWA) administrator Hans Leo J. Cacdac and Philippine Overseas Employment Administration (POEA) admin Bernard P. Olalia to now tender their irrevocable resignations if still they have NOT immediately fully paid the insurance claims of the families or kins of the 23 March 2019 North Luzon Expressway (NLEX) accident victims: both the deceased's family members and the survivors themselves.

 

For DOLE, OWWA, POEA and the Department of Foreign Affairs (DFA) [Attention: DFA sec. Teodoro L. Locsin, Jr.] to also now reveal or declare via publication in at least three (3) national newspapers the updated and complete lists of all Filipino migrant workers who had died a natural death or by accident, those who had survived catastrophes/ accidents or work - related illnesses, how much actual insurance claims and benefits these overseas Filipino workers (OFWs) and their respective families are actually paid by their own recruitment agencies and separately, by OWWA itself for the past five (5) years [or at least, even during their particular incumbency in office].

 

About couples of weeks ago, this petition is initiated by OFW Serbisyo founder Tirso Jr. Nieva Paglicawan but to no avail:

 

To pay the insurance & 24 months salaries of 5 OFWs killed & 8 survivors in NLEX mishap

 

https://www.change.org/p/philippine-overseas-employment-administration-poea-administrator-bernard-p-olalia-to-order-the-payment-of-24-months-salaries-of-5-ofws-killed-and-8-survivors-in-nlex-mishap-d9e6406c-7a36-4928-b121-6dc88a61df63

 

To pay the insurance benefits/ claims and the twenty four (24) months salaries of the five (5) overseas Filipino workers (OFWs) killed and eight (8) survivors in North Luzon Expressway (NLEX) mishap

 

ATTENTION: Mrs. Josefina Flores, the mother of 32-year-old OFW Mila Flores who was killed; and the bereaved families of the other four (4) fatalities; Mr. Mark Anthony Jonson, brother of OFW Jessamarr Jonson who luckily a survivor; and the other seven (7) victims - survivors; and

 

Other OFWs and or their family members who are in similar situations!

 

The recruitment agencies: First Personnel Services Inc. and Sir Prince Global Services Inc.

 

A certain Dong Valeza also tackled the issue in his column but those supposedly responsible government officials remain unconcerned:

 

NAMATAYAN NA, PINAGKAKITAAN PA!

TINIG NG MANGGAGAWA ni Dong Valeza

 

http://diaryobomba.com/opinyon/namatayan-na-pinagkakitaan-pa/

 

TILA “double whammy” ang nangyaring trahedya sa limang Overseas Filipino Workers (OFWs) na nasawi sa isang aksidente kamakailan sa bahagi ng North Luzon Expressway (NLEX), gayundin ang walong kasamahan nila na nakaligtas sa nasabing trahedya.

 

‘Ika nga, doble ang saklap na nangyari sa mga biktima dahil sa mistulang panloloko ng mga kinauukulan bunsod ng hindi tamang pagbayad sa kanilang insurance at iba pang benepisyo kasunod ng naganap na sakuna.

 

It can be recalled that herein petitioner is somehow instrumental in the appointment of Olalia as admin of the POEA as he then had high expectations and regard to the man that he would remain incorruptible and shall always be much concerned to the OFWs and their family members:

 

https://m.facebook.com/story.php?story_fbid=10211423841900735&id=1503046713

 

MOST KINDLY APPOINT ROY SEÑERES JR., SUSAN OPLE OR POEA OIC ADMIN BERNARD OLALIA AS POEA ADMINISTRATOR BUT NEVER EVER EX REP JING PARAS, PLEASE!

 

https://www.change.org/p/philippine-president-rodrigo-digong-roa-duterte-most-kindly-appoint-as-poea-administrator-ople-olalia-or-se%C3%B1eres-but-never-ever-paras-pls?recruiter=474822910&utm_source=share_petition&utm_medium=copylink&utm_campaign=share_petition&utm_term=share_petition

 

NO ONE DARES QUESTION THE WISDOM OF KING SOLOMON.

 

NEITHER WE SHALL, IN THE CHOICE OF POEA ADMINISTRATOR BY PRESIDENT DIGONG!

 

BUT DURING THIS MOST CRITICAL TIME, WE DEEPESTLY APPEAL TO HIS EXCELLENCY, RODRIGO "DIGONG" ROA DUTERTE TO MOST KINDLY CONSIDER TO PLEASE APPOINT AS ADMINISTRATOR OF THE PHILIPPINE OVERSEAS EMPLOYMENT ADMINISTRATION (POEA) OFW FAMILY CLUB PRESIDENT ROY M. SEÑERES, JR., OVERSEAS FILIPINO WORKERS (OFWS) WELFARE ADVOCATE SUSAN "TOOTS" VASQUEZ OPLE OR BERNARD P. OLALIA, PRESENTLY THE POEA OIC ADMINISTRATOR [WHO IS THE INCUMBENT UNDERSECRETARY FOR HUMAN CAPITAL DEVELOPMENT AND REGIONAL OPERATIONS OF THE DEPARTMENT OF LABOR AND EMPLOYMENT (DOLE)] BUT NEVER EVER ERSTWHILE REPRESENTATIVE JACINTO "JING" PARAS OF NEGROS ORIENTAL.

 

WE, OFWS RIGHTS CRUSADERS ARE MAKING THIS APPEAL TO THE PHILIPPINE PRESIDENT AND WE BRAVELY ARE TAKING THIS INITIATIVE IN OUR HONEST BELIEF THAT IF TRULY, PRES. DIGONG CARES STILL AND INDEED HE REMAINS CONCERNED ENOUGH ABOUT THE GENERAL WELL BEING OF OVERSEAS WORKERS, HE WOULD APPOINT AS POEA ADMINISTRATOR A "MAN" OR A "WOMAN" OF PROVEN PROBITY, UNTARNISHED INTEGRITY AND WITH SELFLESS TRACK RECORD OF HELPING THE OFWS!

 

WE TRUST THAT PRES. DIGONG HAS NOT COMPLETELY FORGOTTEN THE COMMITMENT HE MADE AND THE LOVE AND PROMISES HE PROFESSED TO THE OFWS IN EACH COUNTRY HE VISITED DURING THE YEAR 2016 CAMPAIGN SORTIES!

 

We had relentlessly undertaken to also oppose the looming appointment then of ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III as DOLE secretary to replace incumbent DOLE sec Bello as we thought sec Bello shall remain true to his solemn duty to protect and promote the general welfare of the Filipino workers, those who are in the Philippines and abroad:

 

For SAP Bong Go & President Digong, to please distance themselves from ACTS OFW Rep Bertiz

 

https://www.change.org/p/special-assistant-to-the-president-sap-christopher-lawrence-bong-tesoro-go-for-sap-bong-go-president-digong-to-please-distance-themselves-from-acts-ofw-rep-bertiz

 

For Special Assistant to the President (SAP) CHRISTOPHER LAWRENCE "BONG" TESORO GO and President Rodrigo "Digong" Roa Duterte, to most kindly distance your goodselves from ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III.

 

We said it once before when then President Rodrigo "Digong" Roa Duterte was to appoint a POEA administrator.

 

Now, please allow us to say it again, "NO ONE DARES QUESTION THE WISDOM OF KING SOLOMON."

 

https://www.change.org/p/philippine-president-rodrigo-digong-roa-duterte-most-kindly-appoint-as-poea-administrator-ople-olalia-or-se%C3%B1eres-but-never-ever-paras-pls?recruiter=474822910&utm_source=share_petition&utm_medium=copylink&utm_campaign=share_petition&utm_term=share_petition

 

On that occasion, we particularly stated, "NEITHER WE SHALL, IN THE CHOICE OF POEA ADMINISTRATOR BY PRESIDENT DIGONG!"

 

"BUT DURING THIS MOST CRITICAL TIME, WE DEEPESTLY APPEAL TO HIS EXCELLENCY, RODRIGO "DIGONG" ROA DUTERTE TO MOST KINDLY CONSIDER TO PLEASE APPOINT AS ADMINISTRATOR OF THE PHILIPPINE OVERSEAS EMPLOYMENT ADMINISTRATION (POEA) XXX BERNARD P. OLALIA, PRESENTLY THE POEA OIC ADMINISTRATOR [WHO IS THE INCUMBENT UNDERSECRETARY FOR HUMAN CAPITAL DEVELOPMENT AND REGIONAL OPERATIONS OF THE DEPARTMENT OF LABOR AND EMPLOYMENT (DOLE)] XXX"

 

"WE, OFWS RIGHTS CRUSADERS ARE MAKING THIS APPEAL TO THE PHILIPPINE PRESIDENT AND WE BRAVELY ARE TAKING THIS INITIATIVE IN OUR HONEST BELIEF THAT IF TRULY, PRES. DIGONG CARES STILL AND INDEED HE REMAINS CONCERNED ENOUGH ABOUT THE GENERAL WELL BEING OF OVERSEAS WORKERS, HE WOULD APPOINT AS POEA ADMINISTRATOR A "MAN" OR A "WOMAN" OF PROVEN PROBITY, UNTARNISHED INTEGRITY AND WITH SELFLESS TRACK RECORD OF HELPING THE OFWS!"

 

"WE TRUST THAT PRESIDENT DIGONG HAS NOT COMPLETELY FORGOTTEN THE COMMITMENT HE MADE AND THE LOVE AND PROMISES HE PROFESSED TO THE OFWS IN EACH COUNTRY HE VISITED DURING THE YEAR 2016 CAMPAIGN SORTIES!"

 

Herenow, for the nth time, we wish to appeal to President Digong and at the same time, to Special Assistant to the President (SAP) CHRISTOPHER LAWRENCE "BONG" TESORO GO, for the duo to most courteously consider our ardent and urgent request: to please distance your kindselves from ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III.

 

We courageously are doing this, to the extent of extremely taking the risk as we have got reliable information from unimpeacheable source/s that Bertiz while still currently holding an elective post is much "obsessed" to assume as Secretary of DOLE which position is presently being occupied by Hon. Silvestre "Bebot" H. Bello III.

 

The same controversial congressman is reportedly also eyeing the secretaryship of the proposed or soon to be created DEPARTMENT OF OFW which shall consolidate or take full control and overall supervision of POEA, OWWA (Overseas Workers Welfare Administration), Commission on Filipino Overseas (CFO), OFW Banks and other agencies of the government that are mandated to protect and promote the benefits, interest, rights and welfare of the Filipino migrant workers.

 

This call was made but again, unheeded:

 

Calling the attention of
First Personnel Services Inc., Sir Prince Global Services Inc., Overseas Workers Welfare Administration (OWWA) administrator Hans Leo J. Cacdac and Department of Labor and Employment (DOLE) secretary Silvestre H. Bello III.

 

All migrant workers and all concerned are demanding a public statement or explanation from you on WHY you ONLY gave P200,000 instead of US$15,000 to each bereaved family of the five (5) OFWs killed in the NLEX accident!

 

US$15,000 is roughly P750,000

 

Bakit P200,000 lang ang halagang ipinagkaloob sa bawa't pamilya ng limang (5) namatay na OFW gayong ang individual accidental death insurance ay ngkakahalaga ng US$15,000?

 

In accordance to Republic Act No. 10022, an Act amending Republic Act No. 8042, otherwise known as the "Migrant Workers and Overseas Filipinos Act of 1995," as amended, further improving the standard of protection and promotion of the welfare of Migrant Workers, their Families and overseas Filipinos in Distress, and For Other Purposes, specifically Section 23. A new Section 37-A. of R. A. No. 8042, as amended, is hereby added to read as follows:

 

"SEC. 37-A. Compulsory Insurance Coverage for Agency-Hired Workers. - In addition to the performance bond to be filed by the recruitment/manning agency under Section 10, each migrant worker deployed by a recruitment/manning agency shall be covered by a compulsory insurance policy which shall be secured at no cost to the said worker. Such insurance policy shall be effective for the duration of the migrant worker's employment and shall cover, at the minimum:

 

"(a) Accidental death, with at least Fifteen thousand United States dollars (US$15,000.00) survivor's benefit payable to the migrant worker's beneficiaries;

 

"(c) Permanent total disablement, with at least Seven thousand five hundred United States dollars (US$7,500.00) disability benefit payable to the migrant worker. The following disabilities shall be deemed permanent: total, complete loss of sight of both eyes; loss of two(2) limbs at or above the ankles or wrists; permanent complete paralysis of two (2) limbs; brain injury resulting to incurable imbecility or insanity.

 

Thus, for the information of all concerned, hereunder is OWWA's comprehensive list of OFWs' Health and Life Insurance Benefits:

 

https://www.facebook.com/groups/309184382892018/permalink/567313073745813/

 

Do You Know The Overseas Workers Health and Life Insurance Benefits From OWWA?

 

Even just a cheap life insurance is a must-have for Filipinos working overseas. It is important that they have a health insurance, disability insurance and life insurance through OWWA with more or less One thousand three hundred pesos (P1,300.00) for two (2) years or Six hundred fifty pesos (P650.00) yearly. From the current "exchange rate" of twenty five dollars ($25) as a membership fee, you will have the following benefits: life insurance and compensation insurance as well as health benefits. Other benefits are also available (full details here) but this post will focus on the workers' insurance and health benefits.

 

Cheapest health coverage, expatriate health insurance, insurance coverage, life insurance, low cost insurance, OWWA Benefits, Work Compensation Insurance and Workers Compensation Insurance.

 

OWWA member is provided with the following health benefits and insurance coverage within the duration of their two (2) - year contract [as per contract basis, insurance coverage is at a maximum of two (2) years]

 

(I) Disability and Dismemberment Benefits (PHYSICAL INJURY INSURANCE)
This is an accident insurance or workers compensation insurance. A member is entitled to disability/ dismemberment benefit of up to one hundred thousand pesos (P100,000.00) for injuries sustained due to an accident while working abroad. Qualified are active OWWA members.


To claim the insurance benefits, please prepare the following requirements:
1. Foreign medical certificate;
2. Medical certificate issued by the local attending physician with medical examination procedure. (e.g. X-ray, MRI, CT Scan); and
3. Accident Report/ Master’s Report for sea-based OFW;

 

(II) HEALTH INSURANCE BENEFITS (OWWA-PHILHEALTH MEDPLUS)
The OWWA MEDplus for OFWs serves as a health insurance but provides a supplemental medical relief for active OWWA OFW-members afflicted with dreaded diseases and were hospitalized either at the job sites or while in the Philippines.
OFW-member must be an active OWWA and PhilHealth member at the time of confinement/ treatment. Confinements both local and overseas are covered effective 01 February 2017. PhilHealth must have paid the case rate benefits prior to Availment of the MEDplus by the OWWA member not to exceed fifty thousand pesos (P50,000.00) per OFW-member.
Hereunder are the requirements of the program:


1. OWWA Receipt/ OFW Verification Sheet;
2. Member’s Data Record (MDR) issued by PhilHealth;
3. Passport - sized ID picture;
4. Reproduction copy of passport;
5. PhilHealth Benefit Payment Notice with case rate or Claim Status receipt indicating amount claimed at PhilHealth or screenshot of Benefits Information through PhilHealth Portal; and
6. Duly accomplished OWWA MEDplus application Form.




(III) Death Benefit (LIFE INSURANCE)
The family of an active OFW at the time of his death is entitled to receive one hundred thousand pesos (P100, 000.00) if the cause of death is natural and two hundred thousand pesos (P200,000.00) if the cause of death is an accident. This is both life insurance. On top of the death benefit, a rider of twenty thousand pesos (P20,000.00) will be received by the beneficiaries for the funeral expenses. Qualified are beneficiaries or family members of active OWWA member who died. Just make sure that the OFW is an active member at the time of demise.
To claim the benefits of this low-cost life insurance, beneficiaries must prepare the following requirements:


1. Original copy of the Death Certificate issued by the local civil registrar (LCR) or authenticated by National Census and Statistics Office (NCSO), now the Philippine Statistics Authority (PSA);
2. Foreign Death Certificate for OFWs who died abroad including Airway Bill and Consular Mortuary Certificate or No Objection Certificate;
3. Accident Report for death due to an accident;
4. Burial permit;
5. Official receipt of funeral expenses;
6. Two (2) valid IDs and one (1) piece ID picture of the claimant;
7. Certificate of no marriage (CENOMAR) of OFW from NCSO/ PSA (if OFW is single);
8. Any of the applicable documents certified by the local civil registrar (LCR) or NCSO/ PSA;
9. Marriage certificate, if the claimant is the spouse;
10. Birth certificate of OFW, if the claimant is father or mother;
11. Birth certificate of child and death certificate of a deceased's spouse, if the claimant is the child; and
12. Affidavit of undertaking executed by the claimant (Police report if death is due to an accident);
In the absence of Birth/ Marriage Certificate, the following must be submitted:
1. Certificate from Local Civil Registrar that the fact of birth/ marriage is not recorded in the civil registry;
2. Baptismal/ marriage certificate certified by the Parish Priest/ Office;
3. Affidavit of two (2) disinterested persons regarding the fact of birth/ marriage and claimant’s relationship to the deceased, with a photocopy of their two (2) valid IDs.


Most Frequently Asked Questions:


1. What are the benefits and coverages of the Agency-Hired OFW Compulsory Insurance? The benefits of the Agency-Hired OFW Compulsory Insurance are as follows:
(a) Accidental Death Benefit - Fifteen thousand United States dollars (USD15,000.00);
(b) Natural Death Benefit - Ten thousand United States dollars (USD10,000.00);
(c) Permanent Total Disablement Benefit - Seven thousand United States dollars (USD7,500.00);
(d) Repatriation Cost Benefit - Actual cost;
(e) Subsistence Allowance Benefit - One hundred United States dollars (USD100.00) per month for a maximum of six (6) months;
(f) Money Claims Benefit - Three (3) months for every year of employment contract with a maximum of One thousand United States dollars (USD1,000.00) per month
(g) Compassionate Visit Benefit - Actual cost;
(h) Medical Evacuation Benefit - Actual cost; and
(i) Medical Repatriation Benefit - Actual cost;


2. What is the Accidental Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from an accident, Fifteen thousand United States dollars (USD15,000.00) will be paid to his/ her listed beneficiaries. If there are more than one (1) listed beneficiaries, the payment will be divided equally among them. Examples of deaths due to accidents are car accidents and work-related accidents in the factory and in the construction site.


3. What is the Natural Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from causes aside from accidents, Ten thousand United States dollars (USD10,000.00) will be paid to his/ her listed beneficiaries. If there are more than one (1) listed beneficiaries, the payment will be divided equally among them.


4. Is suicide covered by the Agency-Hired OFW Compulsory Insurance? Yes. The coverage starts at the enforcement of the insurance coverage. The usual two (2)-year contestability period in insurance contracts is not applicable for the Agency-Hired OFW Compulsory Insurance.


5. What is the Total Permanent Disablement Benefit? When an insured OFW covered by the Agency-Hired OFW. Compulsory Insurance is totally and permanently disabled, Seven thousand five hundred United States dollars (USD7,500.00) will be paid to him/ her. The Total Permanent Disablement Benefit can be claimed if any of the following will happen:
a) Permanent damage to both eyes;
b) Permanent damage to both hands (i.e. paralyzed or cut at or above the wrists);
c) Permanent damage to both feet (i.e. paralyzed or cut at or above the ankles); and
d) Permanent damage to the head (comatose or insanity).
The permanent disablement should be due to an accident or any health-related cause or sickness suffered during the insured’s employment.


6. If an insured OFW lost one limb (arm or foot) or an eye, is there a partial payment for the disability? None. The Agency-Hired OFW Compulsory Insurance only covers permanent and total damage to both arms, feet and eyes.


7. What is the Repatriation Cost Benefit? In case the insured OFW was terminated by his/ her employer without any valid cause or the employee resigns with valid cause, the actual cost of transportation (air fare only) is covered by the Agency-Hired OFW Compulsory Insurance. The proceeds of this benefit go directly to the agency to reimburse the cost of one (1) - way plane ticket back to the Philippines. The Repatriation Cost Benefit also covers the cost of personal belongings of the insured OFW in case of death. In case of the insured OFW’s death, the insurance company shall render assistance in the transport of the remains and belongings through the use of their service providers (American Assist or SOS).


8. What are the valid reasons for claiming the Repatriation Cost Benefit? The Repatriation Cost Benefit can be claimed when any of the following happens:
(a) Illegal termination by the insured OFW’s employer – termination of work contract without valid reason
(b) Non-payment of salary
(c) Maltreatment;
(d) Overworked
(e) Poor living conditions (e.g. no running water in living quarter, no proper bed, etc.
(f) Poor working conditions (e.g. non-payment of agreed bonus, no breaktime during work hours, etc.); and
(g) Medical reasons (Homesickness, loneliness, laziness, personal problems, criminal offenses and violation of Employer's rules are not valid reasons and are not covered by the Repatriation Cost Benefit.)


9. What is the Subsistence Allowance Benefit? When an insured files a case against his/ her employer at the Philippine Overseas Labor Office (POLO), the OFW is entitled to subsistence allowance of One hundred United States dollars (USD100.00) per month for a maximum of six (6) months, will be given to the OFW to defray his/ her living expenses.


10. What is the Money Claims Benefit? Money Claims Benefit is the settlement money or adjudged amount for the remaining months/ years of employment contract from a case filed by an OFW against his/ her recruitment agency with the National Labor Relations Commission (NLRC). Should the NLRC renders judgment in favor of the OFW, the recruitment/ manning agency will settle the money. Within thirty (30) days, the recruitment/ manning agency must give the settlement or amount adjudged to the OFW.


11. What is the Compassionate Visit Benefit? When an insured OFW is hospitalized and confined or to be confined for at least seven (7) consecutive days he/ she shall be entitled to a compassionate visit by one (1) family member or a requested individual. The insurance company shall cover the actual cost of transportation [two (2)-way airfare] of a family member or the requested individual to the major airport closest to the place of hospitalization of the insured OFW. The family member or the requested individual shall secure the required visa and other travel documents on his/ her own.


12. What is the Medical Evacuation Benefit? When an insured OFW’s medical needs cannot be provided for by the nearest medical facility, evacuation in any mode of transportation necessary shall be covered by the insurance company. This requires prior approval of the insurance company’s physician or consulting physician. The medical evacuation shall be under appropriate medical supervision. In practice, the insurance company’s service provider performs the medical evacuation.


13. What is the Medical Repatriation Benefit? When an insured OFW will no longer able to perform work due to a medical condition, repatriation under medical supervision shall be covered by the insurance company. This requires prior approval of the insurance company’s physician and consulting physician.


14. The Return of the Mortal Remains Benefit is embedded in the repatriation cost benefit. For further details, please refer to item/ question No. 7. "What is the Repatriation Cost Benefit."

 

 

 

 

 

This petition had 4 supporters

The Issue

BELLO, CACDAC & OLALIA, RESIGN if NLEX mishap victims' insurance claims remain unsettled

 

For DOLE secretary Bello, OWWA administrator Cacdac and POEA admin Olalia to resign if NLEX mishap victims' insurance claims are now not completely settled still

 

NOT a bit to taint the anti - corruption drive of the President (RODRIGO "DIGONG " ROA DUTERTE), it is best for Department of Labor and Employment (DOLE) secretary Silvestre H. Bello III, Overseas Workers Welfare Administration (OWWA) administrator Hans Leo J. Cacdac and Philippine Overseas Employment Administration (POEA) admin Bernard P. Olalia to now tender their irrevocable resignations if still they have NOT immediately fully paid the insurance claims of the families or kins of the 23 March 2019 North Luzon Expressway (NLEX) accident victims: both the deceased's family members and the survivors themselves.

 

For DOLE, OWWA, POEA and the Department of Foreign Affairs (DFA) [Attention: DFA sec. Teodoro L. Locsin, Jr.] to also now reveal or declare via publication in at least three (3) national newspapers the updated and complete lists of all Filipino migrant workers who had died a natural death or by accident, those who had survived catastrophes/ accidents or work - related illnesses, how much actual insurance claims and benefits these overseas Filipino workers (OFWs) and their respective families are actually paid by their own recruitment agencies and separately, by OWWA itself for the past five (5) years [or at least, even during their particular incumbency in office].

 

About couples of weeks ago, this petition is initiated by OFW Serbisyo founder Tirso Jr. Nieva Paglicawan but to no avail:

 

To pay the insurance & 24 months salaries of 5 OFWs killed & 8 survivors in NLEX mishap

 

https://www.change.org/p/philippine-overseas-employment-administration-poea-administrator-bernard-p-olalia-to-order-the-payment-of-24-months-salaries-of-5-ofws-killed-and-8-survivors-in-nlex-mishap-d9e6406c-7a36-4928-b121-6dc88a61df63

 

To pay the insurance benefits/ claims and the twenty four (24) months salaries of the five (5) overseas Filipino workers (OFWs) killed and eight (8) survivors in North Luzon Expressway (NLEX) mishap

 

ATTENTION: Mrs. Josefina Flores, the mother of 32-year-old OFW Mila Flores who was killed; and the bereaved families of the other four (4) fatalities; Mr. Mark Anthony Jonson, brother of OFW Jessamarr Jonson who luckily a survivor; and the other seven (7) victims - survivors; and

 

Other OFWs and or their family members who are in similar situations!

 

The recruitment agencies: First Personnel Services Inc. and Sir Prince Global Services Inc.

 

A certain Dong Valeza also tackled the issue in his column but those supposedly responsible government officials remain unconcerned:

 

NAMATAYAN NA, PINAGKAKITAAN PA!

TINIG NG MANGGAGAWA ni Dong Valeza

 

http://diaryobomba.com/opinyon/namatayan-na-pinagkakitaan-pa/

 

TILA “double whammy” ang nangyaring trahedya sa limang Overseas Filipino Workers (OFWs) na nasawi sa isang aksidente kamakailan sa bahagi ng North Luzon Expressway (NLEX), gayundin ang walong kasamahan nila na nakaligtas sa nasabing trahedya.

 

‘Ika nga, doble ang saklap na nangyari sa mga biktima dahil sa mistulang panloloko ng mga kinauukulan bunsod ng hindi tamang pagbayad sa kanilang insurance at iba pang benepisyo kasunod ng naganap na sakuna.

 

It can be recalled that herein petitioner is somehow instrumental in the appointment of Olalia as admin of the POEA as he then had high expectations and regard to the man that he would remain incorruptible and shall always be much concerned to the OFWs and their family members:

 

https://m.facebook.com/story.php?story_fbid=10211423841900735&id=1503046713

 

MOST KINDLY APPOINT ROY SEÑERES JR., SUSAN OPLE OR POEA OIC ADMIN BERNARD OLALIA AS POEA ADMINISTRATOR BUT NEVER EVER EX REP JING PARAS, PLEASE!

 

https://www.change.org/p/philippine-president-rodrigo-digong-roa-duterte-most-kindly-appoint-as-poea-administrator-ople-olalia-or-se%C3%B1eres-but-never-ever-paras-pls?recruiter=474822910&utm_source=share_petition&utm_medium=copylink&utm_campaign=share_petition&utm_term=share_petition

 

NO ONE DARES QUESTION THE WISDOM OF KING SOLOMON.

 

NEITHER WE SHALL, IN THE CHOICE OF POEA ADMINISTRATOR BY PRESIDENT DIGONG!

 

BUT DURING THIS MOST CRITICAL TIME, WE DEEPESTLY APPEAL TO HIS EXCELLENCY, RODRIGO "DIGONG" ROA DUTERTE TO MOST KINDLY CONSIDER TO PLEASE APPOINT AS ADMINISTRATOR OF THE PHILIPPINE OVERSEAS EMPLOYMENT ADMINISTRATION (POEA) OFW FAMILY CLUB PRESIDENT ROY M. SEÑERES, JR., OVERSEAS FILIPINO WORKERS (OFWS) WELFARE ADVOCATE SUSAN "TOOTS" VASQUEZ OPLE OR BERNARD P. OLALIA, PRESENTLY THE POEA OIC ADMINISTRATOR [WHO IS THE INCUMBENT UNDERSECRETARY FOR HUMAN CAPITAL DEVELOPMENT AND REGIONAL OPERATIONS OF THE DEPARTMENT OF LABOR AND EMPLOYMENT (DOLE)] BUT NEVER EVER ERSTWHILE REPRESENTATIVE JACINTO "JING" PARAS OF NEGROS ORIENTAL.

 

WE, OFWS RIGHTS CRUSADERS ARE MAKING THIS APPEAL TO THE PHILIPPINE PRESIDENT AND WE BRAVELY ARE TAKING THIS INITIATIVE IN OUR HONEST BELIEF THAT IF TRULY, PRES. DIGONG CARES STILL AND INDEED HE REMAINS CONCERNED ENOUGH ABOUT THE GENERAL WELL BEING OF OVERSEAS WORKERS, HE WOULD APPOINT AS POEA ADMINISTRATOR A "MAN" OR A "WOMAN" OF PROVEN PROBITY, UNTARNISHED INTEGRITY AND WITH SELFLESS TRACK RECORD OF HELPING THE OFWS!

 

WE TRUST THAT PRES. DIGONG HAS NOT COMPLETELY FORGOTTEN THE COMMITMENT HE MADE AND THE LOVE AND PROMISES HE PROFESSED TO THE OFWS IN EACH COUNTRY HE VISITED DURING THE YEAR 2016 CAMPAIGN SORTIES!

 

We had relentlessly undertaken to also oppose the looming appointment then of ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III as DOLE secretary to replace incumbent DOLE sec Bello as we thought sec Bello shall remain true to his solemn duty to protect and promote the general welfare of the Filipino workers, those who are in the Philippines and abroad:

 

For SAP Bong Go & President Digong, to please distance themselves from ACTS OFW Rep Bertiz

 

https://www.change.org/p/special-assistant-to-the-president-sap-christopher-lawrence-bong-tesoro-go-for-sap-bong-go-president-digong-to-please-distance-themselves-from-acts-ofw-rep-bertiz

 

For Special Assistant to the President (SAP) CHRISTOPHER LAWRENCE "BONG" TESORO GO and President Rodrigo "Digong" Roa Duterte, to most kindly distance your goodselves from ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III.

 

We said it once before when then President Rodrigo "Digong" Roa Duterte was to appoint a POEA administrator.

 

Now, please allow us to say it again, "NO ONE DARES QUESTION THE WISDOM OF KING SOLOMON."

 

https://www.change.org/p/philippine-president-rodrigo-digong-roa-duterte-most-kindly-appoint-as-poea-administrator-ople-olalia-or-se%C3%B1eres-but-never-ever-paras-pls?recruiter=474822910&utm_source=share_petition&utm_medium=copylink&utm_campaign=share_petition&utm_term=share_petition

 

On that occasion, we particularly stated, "NEITHER WE SHALL, IN THE CHOICE OF POEA ADMINISTRATOR BY PRESIDENT DIGONG!"

 

"BUT DURING THIS MOST CRITICAL TIME, WE DEEPESTLY APPEAL TO HIS EXCELLENCY, RODRIGO "DIGONG" ROA DUTERTE TO MOST KINDLY CONSIDER TO PLEASE APPOINT AS ADMINISTRATOR OF THE PHILIPPINE OVERSEAS EMPLOYMENT ADMINISTRATION (POEA) XXX BERNARD P. OLALIA, PRESENTLY THE POEA OIC ADMINISTRATOR [WHO IS THE INCUMBENT UNDERSECRETARY FOR HUMAN CAPITAL DEVELOPMENT AND REGIONAL OPERATIONS OF THE DEPARTMENT OF LABOR AND EMPLOYMENT (DOLE)] XXX"

 

"WE, OFWS RIGHTS CRUSADERS ARE MAKING THIS APPEAL TO THE PHILIPPINE PRESIDENT AND WE BRAVELY ARE TAKING THIS INITIATIVE IN OUR HONEST BELIEF THAT IF TRULY, PRES. DIGONG CARES STILL AND INDEED HE REMAINS CONCERNED ENOUGH ABOUT THE GENERAL WELL BEING OF OVERSEAS WORKERS, HE WOULD APPOINT AS POEA ADMINISTRATOR A "MAN" OR A "WOMAN" OF PROVEN PROBITY, UNTARNISHED INTEGRITY AND WITH SELFLESS TRACK RECORD OF HELPING THE OFWS!"

 

"WE TRUST THAT PRESIDENT DIGONG HAS NOT COMPLETELY FORGOTTEN THE COMMITMENT HE MADE AND THE LOVE AND PROMISES HE PROFESSED TO THE OFWS IN EACH COUNTRY HE VISITED DURING THE YEAR 2016 CAMPAIGN SORTIES!"

 

Herenow, for the nth time, we wish to appeal to President Digong and at the same time, to Special Assistant to the President (SAP) CHRISTOPHER LAWRENCE "BONG" TESORO GO, for the duo to most courteously consider our ardent and urgent request: to please distance your kindselves from ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III.

 

We courageously are doing this, to the extent of extremely taking the risk as we have got reliable information from unimpeacheable source/s that Bertiz while still currently holding an elective post is much "obsessed" to assume as Secretary of DOLE which position is presently being occupied by Hon. Silvestre "Bebot" H. Bello III.

 

The same controversial congressman is reportedly also eyeing the secretaryship of the proposed or soon to be created DEPARTMENT OF OFW which shall consolidate or take full control and overall supervision of POEA, OWWA (Overseas Workers Welfare Administration), Commission on Filipino Overseas (CFO), OFW Banks and other agencies of the government that are mandated to protect and promote the benefits, interest, rights and welfare of the Filipino migrant workers.

 

This call was made but again, unheeded:

 

Calling the attention of
First Personnel Services Inc., Sir Prince Global Services Inc., Overseas Workers Welfare Administration (OWWA) administrator Hans Leo J. Cacdac and Department of Labor and Employment (DOLE) secretary Silvestre H. Bello III.

 

All migrant workers and all concerned are demanding a public statement or explanation from you on WHY you ONLY gave P200,000 instead of US$15,000 to each bereaved family of the five (5) OFWs killed in the NLEX accident!

 

US$15,000 is roughly P750,000

 

Bakit P200,000 lang ang halagang ipinagkaloob sa bawa't pamilya ng limang (5) namatay na OFW gayong ang individual accidental death insurance ay ngkakahalaga ng US$15,000?

 

In accordance to Republic Act No. 10022, an Act amending Republic Act No. 8042, otherwise known as the "Migrant Workers and Overseas Filipinos Act of 1995," as amended, further improving the standard of protection and promotion of the welfare of Migrant Workers, their Families and overseas Filipinos in Distress, and For Other Purposes, specifically Section 23. A new Section 37-A. of R. A. No. 8042, as amended, is hereby added to read as follows:

 

"SEC. 37-A. Compulsory Insurance Coverage for Agency-Hired Workers. - In addition to the performance bond to be filed by the recruitment/manning agency under Section 10, each migrant worker deployed by a recruitment/manning agency shall be covered by a compulsory insurance policy which shall be secured at no cost to the said worker. Such insurance policy shall be effective for the duration of the migrant worker's employment and shall cover, at the minimum:

 

"(a) Accidental death, with at least Fifteen thousand United States dollars (US$15,000.00) survivor's benefit payable to the migrant worker's beneficiaries;

 

"(c) Permanent total disablement, with at least Seven thousand five hundred United States dollars (US$7,500.00) disability benefit payable to the migrant worker. The following disabilities shall be deemed permanent: total, complete loss of sight of both eyes; loss of two(2) limbs at or above the ankles or wrists; permanent complete paralysis of two (2) limbs; brain injury resulting to incurable imbecility or insanity.

 

Thus, for the information of all concerned, hereunder is OWWA's comprehensive list of OFWs' Health and Life Insurance Benefits:

 

https://www.facebook.com/groups/309184382892018/permalink/567313073745813/

 

Do You Know The Overseas Workers Health and Life Insurance Benefits From OWWA?

 

Even just a cheap life insurance is a must-have for Filipinos working overseas. It is important that they have a health insurance, disability insurance and life insurance through OWWA with more or less One thousand three hundred pesos (P1,300.00) for two (2) years or Six hundred fifty pesos (P650.00) yearly. From the current "exchange rate" of twenty five dollars ($25) as a membership fee, you will have the following benefits: life insurance and compensation insurance as well as health benefits. Other benefits are also available (full details here) but this post will focus on the workers' insurance and health benefits.

 

Cheapest health coverage, expatriate health insurance, insurance coverage, life insurance, low cost insurance, OWWA Benefits, Work Compensation Insurance and Workers Compensation Insurance.

 

OWWA member is provided with the following health benefits and insurance coverage within the duration of their two (2) - year contract [as per contract basis, insurance coverage is at a maximum of two (2) years]

 

(I) Disability and Dismemberment Benefits (PHYSICAL INJURY INSURANCE)
This is an accident insurance or workers compensation insurance. A member is entitled to disability/ dismemberment benefit of up to one hundred thousand pesos (P100,000.00) for injuries sustained due to an accident while working abroad. Qualified are active OWWA members.


To claim the insurance benefits, please prepare the following requirements:
1. Foreign medical certificate;
2. Medical certificate issued by the local attending physician with medical examination procedure. (e.g. X-ray, MRI, CT Scan); and
3. Accident Report/ Master’s Report for sea-based OFW;

 

(II) HEALTH INSURANCE BENEFITS (OWWA-PHILHEALTH MEDPLUS)
The OWWA MEDplus for OFWs serves as a health insurance but provides a supplemental medical relief for active OWWA OFW-members afflicted with dreaded diseases and were hospitalized either at the job sites or while in the Philippines.
OFW-member must be an active OWWA and PhilHealth member at the time of confinement/ treatment. Confinements both local and overseas are covered effective 01 February 2017. PhilHealth must have paid the case rate benefits prior to Availment of the MEDplus by the OWWA member not to exceed fifty thousand pesos (P50,000.00) per OFW-member.
Hereunder are the requirements of the program:


1. OWWA Receipt/ OFW Verification Sheet;
2. Member’s Data Record (MDR) issued by PhilHealth;
3. Passport - sized ID picture;
4. Reproduction copy of passport;
5. PhilHealth Benefit Payment Notice with case rate or Claim Status receipt indicating amount claimed at PhilHealth or screenshot of Benefits Information through PhilHealth Portal; and
6. Duly accomplished OWWA MEDplus application Form.




(III) Death Benefit (LIFE INSURANCE)
The family of an active OFW at the time of his death is entitled to receive one hundred thousand pesos (P100, 000.00) if the cause of death is natural and two hundred thousand pesos (P200,000.00) if the cause of death is an accident. This is both life insurance. On top of the death benefit, a rider of twenty thousand pesos (P20,000.00) will be received by the beneficiaries for the funeral expenses. Qualified are beneficiaries or family members of active OWWA member who died. Just make sure that the OFW is an active member at the time of demise.
To claim the benefits of this low-cost life insurance, beneficiaries must prepare the following requirements:


1. Original copy of the Death Certificate issued by the local civil registrar (LCR) or authenticated by National Census and Statistics Office (NCSO), now the Philippine Statistics Authority (PSA);
2. Foreign Death Certificate for OFWs who died abroad including Airway Bill and Consular Mortuary Certificate or No Objection Certificate;
3. Accident Report for death due to an accident;
4. Burial permit;
5. Official receipt of funeral expenses;
6. Two (2) valid IDs and one (1) piece ID picture of the claimant;
7. Certificate of no marriage (CENOMAR) of OFW from NCSO/ PSA (if OFW is single);
8. Any of the applicable documents certified by the local civil registrar (LCR) or NCSO/ PSA;
9. Marriage certificate, if the claimant is the spouse;
10. Birth certificate of OFW, if the claimant is father or mother;
11. Birth certificate of child and death certificate of a deceased's spouse, if the claimant is the child; and
12. Affidavit of undertaking executed by the claimant (Police report if death is due to an accident);
In the absence of Birth/ Marriage Certificate, the following must be submitted:
1. Certificate from Local Civil Registrar that the fact of birth/ marriage is not recorded in the civil registry;
2. Baptismal/ marriage certificate certified by the Parish Priest/ Office;
3. Affidavit of two (2) disinterested persons regarding the fact of birth/ marriage and claimant’s relationship to the deceased, with a photocopy of their two (2) valid IDs.


Most Frequently Asked Questions:


1. What are the benefits and coverages of the Agency-Hired OFW Compulsory Insurance? The benefits of the Agency-Hired OFW Compulsory Insurance are as follows:
(a) Accidental Death Benefit - Fifteen thousand United States dollars (USD15,000.00);
(b) Natural Death Benefit - Ten thousand United States dollars (USD10,000.00);
(c) Permanent Total Disablement Benefit - Seven thousand United States dollars (USD7,500.00);
(d) Repatriation Cost Benefit - Actual cost;
(e) Subsistence Allowance Benefit - One hundred United States dollars (USD100.00) per month for a maximum of six (6) months;
(f) Money Claims Benefit - Three (3) months for every year of employment contract with a maximum of One thousand United States dollars (USD1,000.00) per month
(g) Compassionate Visit Benefit - Actual cost;
(h) Medical Evacuation Benefit - Actual cost; and
(i) Medical Repatriation Benefit - Actual cost;


2. What is the Accidental Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from an accident, Fifteen thousand United States dollars (USD15,000.00) will be paid to his/ her listed beneficiaries. If there are more than one (1) listed beneficiaries, the payment will be divided equally among them. Examples of deaths due to accidents are car accidents and work-related accidents in the factory and in the construction site.


3. What is the Natural Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from causes aside from accidents, Ten thousand United States dollars (USD10,000.00) will be paid to his/ her listed beneficiaries. If there are more than one (1) listed beneficiaries, the payment will be divided equally among them.


4. Is suicide covered by the Agency-Hired OFW Compulsory Insurance? Yes. The coverage starts at the enforcement of the insurance coverage. The usual two (2)-year contestability period in insurance contracts is not applicable for the Agency-Hired OFW Compulsory Insurance.


5. What is the Total Permanent Disablement Benefit? When an insured OFW covered by the Agency-Hired OFW. Compulsory Insurance is totally and permanently disabled, Seven thousand five hundred United States dollars (USD7,500.00) will be paid to him/ her. The Total Permanent Disablement Benefit can be claimed if any of the following will happen:
a) Permanent damage to both eyes;
b) Permanent damage to both hands (i.e. paralyzed or cut at or above the wrists);
c) Permanent damage to both feet (i.e. paralyzed or cut at or above the ankles); and
d) Permanent damage to the head (comatose or insanity).
The permanent disablement should be due to an accident or any health-related cause or sickness suffered during the insured’s employment.


6. If an insured OFW lost one limb (arm or foot) or an eye, is there a partial payment for the disability? None. The Agency-Hired OFW Compulsory Insurance only covers permanent and total damage to both arms, feet and eyes.


7. What is the Repatriation Cost Benefit? In case the insured OFW was terminated by his/ her employer without any valid cause or the employee resigns with valid cause, the actual cost of transportation (air fare only) is covered by the Agency-Hired OFW Compulsory Insurance. The proceeds of this benefit go directly to the agency to reimburse the cost of one (1) - way plane ticket back to the Philippines. The Repatriation Cost Benefit also covers the cost of personal belongings of the insured OFW in case of death. In case of the insured OFW’s death, the insurance company shall render assistance in the transport of the remains and belongings through the use of their service providers (American Assist or SOS).


8. What are the valid reasons for claiming the Repatriation Cost Benefit? The Repatriation Cost Benefit can be claimed when any of the following happens:
(a) Illegal termination by the insured OFW’s employer – termination of work contract without valid reason
(b) Non-payment of salary
(c) Maltreatment;
(d) Overworked
(e) Poor living conditions (e.g. no running water in living quarter, no proper bed, etc.
(f) Poor working conditions (e.g. non-payment of agreed bonus, no breaktime during work hours, etc.); and
(g) Medical reasons (Homesickness, loneliness, laziness, personal problems, criminal offenses and violation of Employer's rules are not valid reasons and are not covered by the Repatriation Cost Benefit.)


9. What is the Subsistence Allowance Benefit? When an insured files a case against his/ her employer at the Philippine Overseas Labor Office (POLO), the OFW is entitled to subsistence allowance of One hundred United States dollars (USD100.00) per month for a maximum of six (6) months, will be given to the OFW to defray his/ her living expenses.


10. What is the Money Claims Benefit? Money Claims Benefit is the settlement money or adjudged amount for the remaining months/ years of employment contract from a case filed by an OFW against his/ her recruitment agency with the National Labor Relations Commission (NLRC). Should the NLRC renders judgment in favor of the OFW, the recruitment/ manning agency will settle the money. Within thirty (30) days, the recruitment/ manning agency must give the settlement or amount adjudged to the OFW.


11. What is the Compassionate Visit Benefit? When an insured OFW is hospitalized and confined or to be confined for at least seven (7) consecutive days he/ she shall be entitled to a compassionate visit by one (1) family member or a requested individual. The insurance company shall cover the actual cost of transportation [two (2)-way airfare] of a family member or the requested individual to the major airport closest to the place of hospitalization of the insured OFW. The family member or the requested individual shall secure the required visa and other travel documents on his/ her own.


12. What is the Medical Evacuation Benefit? When an insured OFW’s medical needs cannot be provided for by the nearest medical facility, evacuation in any mode of transportation necessary shall be covered by the insurance company. This requires prior approval of the insurance company’s physician or consulting physician. The medical evacuation shall be under appropriate medical supervision. In practice, the insurance company’s service provider performs the medical evacuation.


13. What is the Medical Repatriation Benefit? When an insured OFW will no longer able to perform work due to a medical condition, repatriation under medical supervision shall be covered by the insurance company. This requires prior approval of the insurance company’s physician and consulting physician.


14. The Return of the Mortal Remains Benefit is embedded in the repatriation cost benefit. For further details, please refer to item/ question No. 7. "What is the Repatriation Cost Benefit."

 

 

 

 

 

Petition Closed

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The Decision Makers

Department of Labor and Employment (DOLE)  secretary Silvestre Hernan Bello III
Department of Labor and Employment (DOLE) secretary Silvestre Hernan Bello III
ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III
ACTS OFW Partylist Representative Aniceto "John" D. Bertiz III
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Petition created on April 17, 2019