As a homeowner in Westphalia, MD, I am both proud of our community and deeply troubled by the systemic inequities that threaten the safety, rights, and dignity of our residents. Our community, largely made up of public and private minority servants and families, is disproportionately affected by these systemic failures, which extend beyond individual misconduct and are rooted in racial bias.
Adding to our concerns, the developer and builders has shown a lack of respect and professionalism by using inappropriate language towards 100 homeowners. This behavior is unacceptable and further emphasizes the need for immediate action.
2. **HUD's OIG** - Handles suspected fraud or illegal activities. You can report it [here](https://www.hudoig.gov/hotline/hotline-form
3. **Consumer Financial Protection Bureau (CFPB)** - Regulates consumer financial products. You can submit a complaint [here](https://www.consumerfinance.gov/complaint/
4. Department of Justice - Handles civil rights issues. You can learn more [here](https://civilrights.justice.gov
5. State Licensing Agencies - These include the Secretary of State, Real Estate Commissioner, Appraisal Review Board, Department of Banking, Bar Association, etc.
- To take action against Dpie for the home inspector who skipped over required inspections or reversed a denial for use and occupancy
And
6. **New Home Builder Guarantees Fund** - You can file a complaint [here](https://www.marylandattorneygeneral.gov/Pages/CPD/Complaint.aspx
7. **Maryland Civil Rights Division** - You can start an inquiry [here](https://mccr.maryland.gov/Pages/Inquiry-Start.aspx
You can report fraud morgatge fraud and discrimination complaints for skipped inspections, false advertising, substandard development by developers . This hits their pockets!
8. **FHFA OIG** - ](https://www.fhfaoig.gov/ReportFraud
9. **Fannie Mae** - You can report mortgage fraud [here](https://fims.my.salesforce-sites.com/MortgageFraudReport/
10. **Freddie Mac** - You can report mortgage fraud via email at MF_Mortgage_Fraud_Reporting@freddiemac.com.
11. **VA Loans** - For mortgage servicer complaints, you can use the VA Loan Guarantee portal [here](https://yourit.va.gov/csm?id=rlc_test_test&sysparam_card=veteran_issue and the VA OIG [here](https://www.vaoig.gov/hotline/online-forms
12. **OCC Treasury Department** - They control the banks and regulate consumer financial products. You can submit a complaint [here](https://occcamp.servicenowservices.com/csp?id=camp_complaint_submission
13. **FTC** - You can report fraud [here](https://reportfraud.ftc.gov/#/assistant
14. **CFPB** - For deception in advertising and material misrepresentation during the loan closing process, you can submit a complaint [here](https://www.consumerfinance.gov/complaint/
Please note that this is not legal advice and is based on my personal experience. If you have concerns, I recommend talking with your personal attorney or consumer housing advocates. For further inquiries, you can reach out to info@drconsultancy.org!
Let's stand together for justice and equality in our community. Your voice matters! �